Frederick County, Virginia Housing Market
In Frederick County, Virginia, the median home value is $386,000, with a median monthly rent of $1,507. This places Frederick County at #327 nationally out of 3134 counties by median home value, and #28 within Virginia.
📈 Price Trend (2017 → 2024)
📊 Recent Market Momentum (FHFA HPI)
FHFA House Price Index — All-Transactions, Annual (2000 = 100) · Latest: 2025
📍 Economic Snapshot
Employment & Wages
- Avg weekly wage: $1,176
- Establishments: 2,182
- BLS QCEW, 2025
Housing Supply
- Single-family: 707
- Multi-family: 0
- U.S. Census Bureau, Building Permits Survey
Migration Patterns
- Inflow: 40,273 (avg $91,179)
- Outflow: 37,650 (avg $91,418)
- IRS Statistics of Income
📍 Sub-Market Activity
Top 9 active ZIP codes in Frederick County · Latest: 2025
| # | ZIP Code | HPI | YoY Change | Latest Year |
|---|---|---|---|---|
| 1 | 22624 | 293.5 | +22.85% | 2025 |
| 2 | 22637 | 298.7 | +12.16% | 2025 |
| 3 | 22625 | 291.9 | +14.89% | 2025 |
| 4 | 22656 | 251.6 | -3.06% | 2025 |
| 5 | 22601 | 300.9 | +6.31% | 2025 |
| 6 | 22602 | 280.6 | +8.16% | 2025 |
| 7 | 22645 | 276.9 | +1.82% | 2025 |
| 8 | 22603 | 258.3 | +2.82% | 2025 |
| 9 | 22655 | 279.3 | +0.04% | 2025 |
Source: FHFA HPI for Five-Digit ZIP Codes (All-Transactions Index, 2000 = 100).
This product uses FHFA Data but is neither endorsed nor certified by FHFA.
💰 Ready to Finance a Purchase?
See the 2026 FHA and conforming loan limits for Frederick County, plus monthly payment estimates at today's mortgage rates.
View Mortgage Guide for Frederick County →How Frederick County Compares
| Metric | Frederick County | Virginia Average | U.S. Average |
|---|---|---|---|
| Median Home Value | $386,000 | $295,807 | $227,706 |
| Median Gross Rent | $1,507 | $1,169 | $968 |
| Owner Occupancy Rate | 79.3% | 70.8% | 73.3% |
| Price/Rent Ratio | 21.3 | 20.3 | 18.7 |
Market Analysis
The median home value in Frederick County is 30.5% above the Virginia state average and 69.5% above the U.S. national average. The median rent of $1,507/month is 28.9% above the state average.
With a price-to-rent ratio of 21.3, renting is generally more cost-effective than buying in the short to medium term. The market favors buyers only for long-term holds.
Frederick County has an owner-occupancy rate of 79.3%, compared to 70.8% in Virginia and 73.3% nationally. This indicates a more homeowner-heavy market than the U.S. average.
Similar Counties by Home Value
| County | State | Median Home Value | Median Rent |
|---|---|---|---|
| Lewis County | Washington | $385,800 | $1,097 |
| Harford County | Maryland | $386,400 | $1,586 |
| Sumter County | Florida | $385,400 | $1,269 |
| Seminole County | Florida | $386,900 | $1,783 |
| New Hanover County | North Carolina | $387,800 | $1,417 |
Other Counties in Virginia
| County | Median Home Value | Median Rent | Owner Occ. |
|---|---|---|---|
| Virginia Beach city | $382,500 | $1,714 | 65.1% |
| New Kent County | $393,600 | $1,721 | 92.6% |
| Chesapeake city | $378,400 | $1,586 | 74.4% |
| Manassas Park city | $395,900 | $2,146 | 66.5% |
| Poquoson city | $400,300 | $1,707 | 84.6% |
Data Source: U.S. Census Bureau, American Community Survey (ACS) 2024 5-Year Estimates (2017–2024). Variables: B25077 (Median Home Value), B25064 (Median Gross Rent), B25003 (Tenure). Data collected on 2026-10-14. The price-to-rent ratio is calculated as Median Home Value ÷ (Median Monthly Rent × 12).