Sumter County, Florida Housing Market
In Sumter County, Florida, the median home value is $385,400, with a median monthly rent of $1,269. This places Sumter County at #329 nationally out of 3134 counties by median home value, and #13 within Florida.
📈 Price Trend (2017 → 2024)
📊 Recent Market Momentum (FHFA HPI)
FHFA House Price Index — All-Transactions, Annual (2000 = 100) · Latest: 2025
📍 Economic Snapshot
Employment & Wages
- Avg weekly wage: $1,170
- Establishments: 2,816
- BLS QCEW, 2025
Housing Supply
- Single-family: 3,105
- Multi-family: 411
- U.S. Census Bureau, Building Permits Survey
Migration Patterns
- Inflow: 72,001 (avg $105,596)
- Outflow: 60,871 (avg $100,794)
- IRS Statistics of Income
📝 Editor's Insight
None
💰 Ready to Finance a Purchase?
See the 2026 FHA and conforming loan limits for Sumter County, plus monthly payment estimates at today's mortgage rates.
View Mortgage Guide for Sumter County →How Sumter County Compares
| Metric | Sumter County | Florida Average | U.S. Average |
|---|---|---|---|
| Median Home Value | $385,400 | $284,325 | $227,706 |
| Median Gross Rent | $1,269 | $1,303 | $968 |
| Owner Occupancy Rate | 87.6% | 74.6% | 73.3% |
| Price/Rent Ratio | 25.3 | 17.6 | 18.7 |
Market Analysis
The median home value in Sumter County is 35.5% above the Florida state average and 69.3% above the U.S. national average. The median rent of $1,269/month is 2.6% below the state average.
With a price-to-rent ratio of 25.3, Sumter County is a strongly rent-favored market. Home prices are high relative to rents, meaning renting is typically far cheaper than owning in the near term.
Sumter County has an owner-occupancy rate of 87.6%, compared to 74.6% in Florida and 73.3% nationally. This indicates a more homeowner-heavy market than the U.S. average.
Similar Counties by Home Value
| County | State | Median Home Value | Median Rent |
|---|---|---|---|
| Lewis County | Washington | $385,800 | $1,097 |
| Frederick County | Virginia | $386,000 | $1,507 |
| Harford County | Maryland | $386,400 | $1,586 |
| Seminole County | Florida | $386,900 | $1,783 |
| New Hanover County | North Carolina | $387,800 | $1,417 |
Other Counties in Florida
| County | Median Home Value | Median Rent | Owner Occ. |
|---|---|---|---|
| Seminole County | $386,900 | $1,783 | 66.2% |
| Nassau County | $382,800 | $1,526 | 82.7% |
| Orange County | $390,100 | $1,775 | 56.8% |
| Manatee County | $391,400 | $1,671 | 74.3% |
| Hillsborough County | $371,500 | $1,667 | 61.5% |
Data Source: U.S. Census Bureau, American Community Survey (ACS) 2024 5-Year Estimates (2017–2024). Variables: B25077 (Median Home Value), B25064 (Median Gross Rent), B25003 (Tenure). Data collected on 2026-10-14. The price-to-rent ratio is calculated as Median Home Value ÷ (Median Monthly Rent × 12).