Fluvanna County, Virginia Housing Market

In Fluvanna County, Virginia, the median home value is $314,100, with a median monthly rent of $1,204. This places Fluvanna County at #557 nationally out of 3134 counties by median home value, and #50 within Virginia.

Median Home Value $314,100
Median Rent $1,204/mo
Owner Occupancy 88.7%
Price/Rent Ratio 21.7

📈 Price Trend (2017 → 2024)

📊 Recent Market Momentum (FHFA HPI)

FHFA House Price Index — All-Transactions, Annual (2000 = 100) · Latest: 2025

💡 Year-over-Year Trend: Home prices in Fluvanna County fell -0.8% year-over-year as of 2025. (Source: FHFA)

📍 Economic Snapshot

💼

Employment & Wages

3,342
jobs (private sector)
  • Avg weekly wage: $1,109
  • Establishments: 636
  • BLS QCEW, 2025
🏗️

Housing Supply

189
new units authorized (2025)
  • Single-family: 189
  • Multi-family: 0
  • U.S. Census Bureau, Building Permits Survey
🚚

Migration Patterns

+998
net migration (filers, 2021-2022)
  • Inflow: 11,832 (avg $81,012)
  • Outflow: 10,834 (avg $80,470)
  • IRS Statistics of Income

📍 Sub-Market Activity

Top 2 active ZIP codes in Fluvanna County · Latest: 2025

# ZIP Code HPI YoY Change Latest Year
1 23093 263.7 +5.87% 2025
2 22963 233.8 -7.41% 2025

Source: FHFA HPI for Five-Digit ZIP Codes (All-Transactions Index, 2000 = 100).
This product uses FHFA Data but is neither endorsed nor certified by FHFA.

How Fluvanna County Compares

MetricFluvanna CountyVirginia AverageU.S. Average
Median Home Value $314,100 $295,807 $227,706
Median Gross Rent $1,204 $1,169 $968
Owner Occupancy Rate 88.7% 70.8% 73.3%
Price/Rent Ratio 21.7 20.3 18.7

Market Analysis

The median home value in Fluvanna County is 6.2% above the Virginia state average and 37.9% above the U.S. national average. The median rent of $1,204/month is 3.0% above the state average.

With a price-to-rent ratio of 21.7, renting is generally more cost-effective than buying in the short to medium term. The market favors buyers only for long-term holds.

Fluvanna County has an owner-occupancy rate of 88.7%, compared to 70.8% in Virginia and 73.3% nationally. This indicates a more homeowner-heavy market than the U.S. average.

Similar Counties by Home Value

CountyStateMedian Home ValueMedian Rent
Sarpy County Nebraska $314,100 $1,334
Gilmer County Georgia $314,000 $998
Fremont County Idaho $314,200 $864
Grays Harbor County Washington $314,000 $1,062
Henry County Georgia $313,900 $1,674

Other Counties in Virginia

CountyMedian Home ValueMedian RentOwner Occ.
Rockingham County $313,000 $1,160 75.3%
Louisa County $315,300 $1,220 82.2%
King William County $315,700 $1,166 88.9%
Northampton County $316,200 $829 66.1%
Caroline County $307,700 $1,293 82.3%

Data Source: U.S. Census Bureau, American Community Survey (ACS) 2024 5-Year Estimates (2017–2024). Variables: B25077 (Median Home Value), B25064 (Median Gross Rent), B25003 (Tenure). Data collected on 2026-10-14. The price-to-rent ratio is calculated as Median Home Value ÷ (Median Monthly Rent × 12).