Floyd County, Iowa Housing Market

In Floyd County, Iowa, the median home value is $143,500, with a median monthly rent of $745. This places Floyd County at #2320 nationally out of 3134 counties by median home value, and #70 within Iowa.

Median Home Value $143,500
Median Rent $745/mo
Owner Occupancy 76.6%
Price/Rent Ratio 16.1

📈 Price Trend (2017 → 2024)

📊 Recent Market Momentum (FHFA HPI)

FHFA House Price Index — All-Transactions, Annual (2000 = 100) · Latest: 2025

💡 Year-over-Year Trend: Home prices in Floyd County rose +2.2% year-over-year as of 2025. (Source: FHFA)

📍 Economic Snapshot

💼

Employment & Wages

4,521
jobs (private sector)
  • Avg weekly wage: $1,097
  • Establishments: 427
  • BLS QCEW, 2025
🏗️

Housing Supply

77
new units authorized (2025)
  • Single-family: 37
  • Multi-family: 40
  • U.S. Census Bureau, Building Permits Survey
🚚

Migration Patterns

+390
net migration (filers, 2021-2022)
  • Inflow: 6,400 (avg $72,452)
  • Outflow: 6,010 (avg $73,867)
  • IRS Statistics of Income

📍 Sub-Market Activity

Top 1 active ZIP codes in Floyd County · Latest: 2025

# ZIP Code HPI YoY Change Latest Year
1 50461 249.4 +6.13% 2025

Source: FHFA HPI for Five-Digit ZIP Codes (All-Transactions Index, 2000 = 100).
This product uses FHFA Data but is neither endorsed nor certified by FHFA.

How Floyd County Compares

MetricFloyd CountyIowa AverageU.S. Average
Median Home Value $143,500 $171,037 $227,706
Median Gross Rent $745 $832 $968
Owner Occupancy Rate 76.6% 75.8% 73.3%
Price/Rent Ratio 16.1 17.0 18.7

Market Analysis

The median home value in Floyd County is 16.1% below the Iowa state average and 37.0% below the U.S. national average. The median rent of $745/month is 10.5% below the state average.

With a price-to-rent ratio of 16.1, the buy-vs-rent decision in Floyd County is balanced. Whether buying or renting makes more sense depends on your time horizon, down payment capacity, and local market conditions.

Floyd County has an owner-occupancy rate of 76.6%, compared to 75.8% in Iowa and 73.3% nationally. This indicates a more homeowner-heavy market than the U.S. average.

Similar Counties by Home Value

CountyStateMedian Home ValueMedian Rent
Dale County Alabama $143,500 $889
Beckham County Oklahoma $143,500 $904
Yell County Arkansas $143,600 $735
Fountain County Indiana $143,400 $843
Big Horn County Montana $143,400 $697

Other Counties in Iowa

CountyMedian Home ValueMedian RentOwner Occ.
Monona County $142,900 $855 75.7%
Marshall County $145,500 $885 75.0%
Hancock County $141,400 $736 82.5%
Lee County $141,400 $835 76.3%
Sac County $141,400 $722 78.0%

Data Source: U.S. Census Bureau, American Community Survey (ACS) 2024 5-Year Estimates (2017–2024). Variables: B25077 (Median Home Value), B25064 (Median Gross Rent), B25003 (Tenure). Data collected on 2026-10-14. The price-to-rent ratio is calculated as Median Home Value ÷ (Median Monthly Rent × 12).