Estill County, Kentucky Housing Market

In Estill County, Kentucky, the median home value is $119,500, with a median monthly rent of $711. This places Estill County at #2643 nationally out of 3134 counties by median home value, and #91 within Kentucky.

Median Home Value $119,500
Median Rent $711/mo
Owner Occupancy 70.4%
Price/Rent Ratio 14.0

📈 Price Trend (2017 → 2024)

📊 Recent Market Momentum (FHFA HPI)

FHFA House Price Index — All-Transactions, Annual (2000 = 100) · Latest: 2025

💡 Year-over-Year Trend: Home prices in Estill County fell -0.6% year-over-year as of 2025. (Source: FHFA)

📍 Economic Snapshot

💼

Employment & Wages

1,615
jobs (private sector)
  • Avg weekly wage: $963
  • Establishments: 232
  • BLS QCEW, 2025
🚚

Migration Patterns

+181
net migration (filers, 2021-2022)
  • Inflow: 4,735 (avg $49,941)
  • Outflow: 4,554 (avg $50,234)
  • IRS Statistics of Income

📍 Sub-Market Activity

Top 3 active ZIP codes in Estill County · Latest: 2025

# ZIP Code HPI YoY Change Latest Year
1 40336 232.5 -2.01% 2025
2 40380 250.6 — 2025
3 40312 229.9 — 2024

Source: FHFA HPI for Five-Digit ZIP Codes (All-Transactions Index, 2000 = 100).
This product uses FHFA Data but is neither endorsed nor certified by FHFA.

How Estill County Compares

MetricEstill CountyKentucky AverageU.S. Average
Median Home Value $119,500 $160,835 $227,706
Median Gross Rent $711 $793 $968
Owner Occupancy Rate 70.4% 73.4% 73.3%
Price/Rent Ratio 14.0 16.6 18.7

Market Analysis

The median home value in Estill County is 25.7% below the Kentucky state average and 47.5% below the U.S. national average. The median rent of $711/month is 10.3% below the state average.

With a price-to-rent ratio of 14.0, buying a home in Estill County is generally more favorable than renting for those planning to stay long-term. A ratio below 15 typically signals that purchasing is financially advantageous over a multi-year horizon.

Estill County has an owner-occupancy rate of 70.4%, compared to 73.4% in Kentucky and 73.3% nationally. This indicates a more renter-heavy market than the U.S. average.

Similar Counties by Home Value

CountyStateMedian Home ValueMedian Rent
Baker County Georgia $119,500 $631
LaSalle Parish Louisiana $119,500 $657
Putnam County Missouri $119,500 $521
Trinity County Texas $119,500 $856
Wright County Iowa $119,600 $790

Other Counties in Kentucky

CountyMedian Home ValueMedian RentOwner Occ.
Johnson County $120,200 $708 68.3%
Knox County $118,700 $681 65.3%
Carlisle County $120,400 $792 80.4%
Caldwell County $118,500 $767 70.2%
Morgan County $118,200 $663 78.9%

Data Source: U.S. Census Bureau, American Community Survey (ACS) 2024 5-Year Estimates (2017–2024). Variables: B25077 (Median Home Value), B25064 (Median Gross Rent), B25003 (Tenure). Data collected on 2026-10-14. The price-to-rent ratio is calculated as Median Home Value ÷ (Median Monthly Rent × 12).