Collin County, Texas Housing Market

In Collin County, Texas, the median home value is $475,600, with a median monthly rent of $1,859. This places Collin County at #158 nationally out of 3134 counties by median home value, and #4 within Texas.

Median Home Value $475,600
Median Rent $1,859/mo
Owner Occupancy 64.5%
Price/Rent Ratio 21.3

📈 Price Trend (2017 → 2024)

📊 Recent Market Momentum (FHFA HPI)

FHFA House Price Index — All-Transactions, Annual (2000 = 100) · Latest: 2025

💡 Year-over-Year Trend: Home prices in Collin County fell -0.8% year-over-year as of 2025. (Source: FHFA)

📍 Economic Snapshot

💼

Employment & Wages

500,403
jobs (private sector)
  • Avg weekly wage: $1,829
  • Establishments: 35,124
  • BLS QCEW, 2025
🏗️

Housing Supply

19,082
new units authorized (2025)
  • Single-family: 11,136
  • Multi-family: 7,946
  • U.S. Census Bureau, Building Permits Survey
🚚

Migration Patterns

+17517
net migration (filers, 2021-2022)
  • Inflow: 438,526 (avg $141,425)
  • Outflow: 421,009 (avg $142,576)
  • IRS Statistics of Income

📍 Sub-Market Activity

Top 10 active ZIP codes in Collin County · Latest: 2025

# ZIP Code HPI YoY Change Latest Year
1 75078 344.1 -9.19% 2025
2 75034 323.9 +5.58% 2025
3 75013 277.6 +4.04% 2025
4 75033 330.5 -1.44% 2025
5 75009 329.2 -3.56% 2025
6 75071 312.5 -2.35% 2025
7 75072 292.3 +5.29% 2025
8 75287 269.9 -2.47% 2025
9 75248 338.5 +1.78% 2025
10 75252 287.1 -1.56% 2025

Source: FHFA HPI for Five-Digit ZIP Codes (All-Transactions Index, 2000 = 100).
This product uses FHFA Data but is neither endorsed nor certified by FHFA.

How Collin County Compares

MetricCollin CountyTexas AverageU.S. Average
Median Home Value $475,600 $186,278 $227,706
Median Gross Rent $1,859 $997 $968
Owner Occupancy Rate 64.5% 73.2% 73.3%
Price/Rent Ratio 21.3 15.2 18.7

Market Analysis

The median home value in Collin County is 155.3% above the Texas state average and 108.9% above the U.S. national average. The median rent of $1,859/month is 86.5% above the state average.

With a price-to-rent ratio of 21.3, renting is generally more cost-effective than buying in the short to medium term. The market favors buyers only for long-term holds.

Collin County has an owner-occupancy rate of 64.5%, compared to 73.2% in Texas and 73.3% nationally. This indicates a more renter-heavy market than the U.S. average.

Similar Counties by Home Value

CountyStateMedian Home ValueMedian Rent
Boise County Idaho $476,100 $850
Ravalli County Montana $476,600 $1,054
Archuleta County Colorado $478,100 $1,432
Missoula County Montana $472,100 $1,190
Weld County Colorado $471,700 $1,539

Other Counties in Texas

CountyMedian Home ValueMedian RentOwner Occ.
Blanco County $483,500 $1,017 76.2%
Gillespie County $460,700 $1,340 74.9%
Williamson County $447,000 $1,796 66.4%
Kendall County $512,700 $1,606 79.5%
Denton County $437,200 $1,728 65.5%

Data Source: U.S. Census Bureau, American Community Survey (ACS) 2024 5-Year Estimates (2017–2024). Variables: B25077 (Median Home Value), B25064 (Median Gross Rent), B25003 (Tenure). Data collected on 2026-10-14. The price-to-rent ratio is calculated as Median Home Value ÷ (Median Monthly Rent × 12).