Christian County, Kentucky Housing Market

In Christian County, Kentucky, the median home value is $173,600, with a median monthly rent of $1,040. This places Christian County at #1726 nationally out of 3134 counties by median home value, and #41 within Kentucky.

Median Home Value $173,600
Median Rent $1,040/mo
Owner Occupancy 50.0%
Price/Rent Ratio 13.9

📈 Price Trend (2017 → 2024)

📊 Recent Market Momentum (FHFA HPI)

FHFA House Price Index — All-Transactions, Annual (2000 = 100) · Latest: 2025

💡 Year-over-Year Trend: Home prices in Christian County rose +6.4% year-over-year as of 2025. (Source: FHFA)

📍 Economic Snapshot

💼

Employment & Wages

25,156
jobs (private sector)
  • Avg weekly wage: $1,058
  • Establishments: 2,094
  • BLS QCEW, 2025
🏗️

Housing Supply

175
new units authorized (2025)
  • Single-family: 113
  • Multi-family: 62
  • U.S. Census Bureau, Building Permits Survey
🚚

Migration Patterns

+3245
net migration (filers, 2021-2022)
  • Inflow: 26,850 (avg $55,765)
  • Outflow: 23,605 (avg $58,252)
  • IRS Statistics of Income

📍 Sub-Market Activity

Top 1 active ZIP codes in Christian County · Latest: 2025

# ZIP Code HPI YoY Change Latest Year
1 42240 235.2 +5.18% 2025

Source: FHFA HPI for Five-Digit ZIP Codes (All-Transactions Index, 2000 = 100).
This product uses FHFA Data but is neither endorsed nor certified by FHFA.

How Christian County Compares

MetricChristian CountyKentucky AverageU.S. Average
Median Home Value $173,600 $160,835 $227,706
Median Gross Rent $1,040 $793 $968
Owner Occupancy Rate 50.0% 73.4% 73.3%
Price/Rent Ratio 13.9 16.6 18.7

Market Analysis

The median home value in Christian County is 7.9% above the Kentucky state average and 23.8% below the U.S. national average. The median rent of $1,040/month is 31.1% above the state average.

With a price-to-rent ratio of 13.9, buying a home in Christian County is generally more favorable than renting for those planning to stay long-term. A ratio below 15 typically signals that purchasing is financially advantageous over a multi-year horizon.

Christian County has an owner-occupancy rate of 50.0%, compared to 73.4% in Kentucky and 73.3% nationally. This indicates a more renter-heavy market than the U.S. average.

Similar Counties by Home Value

CountyStateMedian Home ValueMedian Rent
Linn County Kansas $173,600 $691
Day County South Dakota $173,600 $660
Union County Indiana $173,500 $760
Boone County Nebraska $173,700 $850
Barnes County North Dakota $173,700 $779

Other Counties in Kentucky

CountyMedian Home ValueMedian RentOwner Occ.
Marshall County $173,800 $798 81.6%
Taylor County $174,200 $718 68.8%
Montgomery County $172,200 $830 68.3%
Trimble County $172,000 $863 79.7%
Henderson County $171,900 $777 64.9%

Data Source: U.S. Census Bureau, American Community Survey (ACS) 2024 5-Year Estimates (2017–2024). Variables: B25077 (Median Home Value), B25064 (Median Gross Rent), B25003 (Tenure). Data collected on 2026-10-14. The price-to-rent ratio is calculated as Median Home Value ÷ (Median Monthly Rent × 12).