Chisago County, Minnesota Housing Market
In Chisago County, Minnesota, the median home value is $351,900, with a median monthly rent of $1,186. This places Chisago County at #408 nationally out of 3134 counties by median home value, and #8 within Minnesota.
📈 Price Trend (2017 → 2024)
📊 Recent Market Momentum (FHFA HPI)
FHFA House Price Index — All-Transactions, Annual (2000 = 100) · Latest: 2025
📍 Economic Snapshot
Employment & Wages
- Avg weekly wage: $1,138
- Establishments: 1,317
- BLS QCEW, 2025
Housing Supply
- Single-family: 236
- Multi-family: 4
- U.S. Census Bureau, Building Permits Survey
Migration Patterns
- Inflow: 24,737 (avg $90,217)
- Outflow: 23,776 (avg $90,292)
- IRS Statistics of Income
📍 Sub-Market Activity
Top 10 active ZIP codes in Chisago County · Latest: 2025
| # | ZIP Code | HPI | YoY Change | Latest Year |
|---|---|---|---|---|
| 1 | 55080 | 263.7 | -9.82% | 2025 |
| 2 | 55032 | 260.4 | +10.02% | 2025 |
| 3 | 55069 | 265.0 | +6.14% | 2025 |
| 4 | 55012 | 238.7 | -1.36% | 2025 |
| 5 | 55074 | 235.2 | +9.04% | 2025 |
| 6 | 55008 | 242.4 | +5.18% | 2025 |
| 7 | 55073 | 249.5 | +4.12% | 2025 |
| 8 | 55006 | 238.8 | +0.73% | 2025 |
| 9 | 55045 | 230.1 | +3.30% | 2025 |
| 10 | 55056 | 211.9 | +0.70% | 2025 |
Source: FHFA HPI for Five-Digit ZIP Codes (All-Transactions Index, 2000 = 100).
This product uses FHFA Data but is neither endorsed nor certified by FHFA.
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💰 Mortgage Guide → 🧾 Property Tax Data →How Chisago County Compares
| Metric | Chisago County | Minnesota Average | U.S. Average |
|---|---|---|---|
| Median Home Value | $351,900 | $238,335 | $227,706 |
| Median Gross Rent | $1,186 | $938 | $968 |
| Owner Occupancy Rate | 85.9% | 77.9% | 73.3% |
| Price/Rent Ratio | 24.7 | 21.1 | 18.7 |
Market Analysis
The median home value in Chisago County is 47.6% above the Minnesota state average and 54.5% above the U.S. national average. The median rent of $1,186/month is 26.4% above the state average.
With a price-to-rent ratio of 24.7, renting is generally more cost-effective than buying in the short to medium term. The market favors buyers only for long-term holds.
Chisago County has an owner-occupancy rate of 85.9%, compared to 77.9% in Minnesota and 73.3% nationally. This indicates a more homeowner-heavy market than the U.S. average.
Similar Counties by Home Value
| County | State | Median Home Value | Median Rent |
|---|---|---|---|
| New Castle County | Delaware | $352,200 | $1,448 |
| Middlesex County | Virginia | $352,200 | $1,059 |
| Indian River County | Florida | $351,500 | $1,357 |
| Glenn County | California | $352,400 | $1,120 |
| Henderson County | North Carolina | $351,400 | $1,187 |
Other Counties in Minnesota
| County | Median Home Value | Median Rent | Owner Occ. |
|---|---|---|---|
| Anoka County | $346,500 | $1,464 | 80.2% |
| Wright County | $358,900 | $1,288 | 84.1% |
| Sherburne County | $361,400 | $1,127 | 83.2% |
| Cook County | $336,200 | $886 | 77.7% |
| Olmsted County | $331,700 | $1,370 | 70.6% |
Data Source: U.S. Census Bureau, American Community Survey (ACS) 2024 5-Year Estimates (2017–2024). Variables: B25077 (Median Home Value), B25064 (Median Gross Rent), B25003 (Tenure). Data collected on 2026-10-14. The price-to-rent ratio is calculated as Median Home Value ÷ (Median Monthly Rent × 12).