Chippewa County, Wisconsin Housing Market

In Chippewa County, Wisconsin, the median home value is $257,900, with a median monthly rent of $963. This places Chippewa County at #851 nationally out of 3134 counties by median home value, and #20 within Wisconsin.

Median Home Value $257,900
Median Rent $963/mo
Owner Occupancy 74.2%
Price/Rent Ratio 22.3

📈 Price Trend (2017 → 2024)

📊 Recent Market Momentum (FHFA HPI)

FHFA House Price Index — All-Transactions, Annual (2000 = 100) · Latest: 2025

💡 Year-over-Year Trend: Home prices in Chippewa County rose +8.1% year-over-year as of 2025. (Source: FHFA)

📍 Economic Snapshot

💼

Employment & Wages

23,578
jobs (private sector)
  • Avg weekly wage: $1,058
  • Establishments: 1,946
  • BLS QCEW, 2025
🏗️

Housing Supply

219
new units authorized (2025)
  • Single-family: 179
  • Multi-family: 40
  • U.S. Census Bureau, Building Permits Survey
🚚

Migration Patterns

+1158
net migration (filers, 2021-2022)
  • Inflow: 28,759 (avg $79,804)
  • Outflow: 27,601 (avg $80,257)
  • IRS Statistics of Income

📍 Sub-Market Activity

Top 9 active ZIP codes in Chippewa County · Latest: 2025

# ZIP Code HPI YoY Change Latest Year
1 54768 290.8 +11.40% 2025
2 54727 297.1 +3.98% 2025
3 54745 302.8 — 2025
4 54729 285.0 +9.14% 2025
5 54739 262.0 +5.17% 2025
6 54730 267.7 +4.52% 2025
7 54703 265.0 +4.25% 2025
8 54724 261.9 +8.17% 2025
9 54732 266.1 -0.24% 2025

Source: FHFA HPI for Five-Digit ZIP Codes (All-Transactions Index, 2000 = 100).
This product uses FHFA Data but is neither endorsed nor certified by FHFA.

How Chippewa County Compares

MetricChippewa CountyWisconsin AverageU.S. Average
Median Home Value $257,900 $234,086 $227,706
Median Gross Rent $963 $915 $968
Owner Occupancy Rate 74.2% 75.9% 73.3%
Price/Rent Ratio 22.3 21.2 18.7

Market Analysis

The median home value in Chippewa County is 10.2% above the Wisconsin state average and 13.3% above the U.S. national average. The median rent of $963/month is 5.2% above the state average.

With a price-to-rent ratio of 22.3, renting is generally more cost-effective than buying in the short to medium term. The market favors buyers only for long-term holds.

Chippewa County has an owner-occupancy rate of 74.2%, compared to 75.9% in Wisconsin and 73.3% nationally. This indicates a more homeowner-heavy market than the U.S. average.

Similar Counties by Home Value

CountyStateMedian Home ValueMedian Rent
Warren County Kentucky $258,000 $1,002
Dinwiddie County Virginia $257,800 $1,224
Waldo County Maine $257,700 $1,021
Phillips County Colorado $258,200 $999
Wakulla County Florida $258,300 $1,108

Other Counties in Wisconsin

CountyMedian Home ValueMedian RentOwner Occ.
Sauk County $258,600 $1,018 72.4%
La Crosse County $257,000 $1,059 62.2%
Eau Claire County $261,000 $1,064 61.0%
Racine County $251,400 $1,080 71.0%
Iowa County $265,000 $954 77.4%

Data Source: U.S. Census Bureau, American Community Survey (ACS) 2024 5-Year Estimates (2017–2024). Variables: B25077 (Median Home Value), B25064 (Median Gross Rent), B25003 (Tenure). Data collected on 2026-10-14. The price-to-rent ratio is calculated as Median Home Value ÷ (Median Monthly Rent × 12).