Waldo County, Maine Housing Market
In Waldo County, Maine, the median home value is $257,700, with a median monthly rent of $1,021. This places Waldo County at #853 nationally out of 3134 counties by median home value, and #7 within Maine.
📈 Price Trend (2017 → 2024)
📊 Recent Market Momentum (FHFA HPI)
FHFA House Price Index — All-Transactions, Annual (2000 = 100) · Latest: 2025
📍 Economic Snapshot
Employment & Wages
- Avg weekly wage: $1,114
- Establishments: 1,318
- BLS QCEW, 2025
Housing Supply
- Single-family: 157
- Multi-family: 10
- U.S. Census Bureau, Building Permits Survey
Migration Patterns
- Inflow: 17,960 (avg $69,239)
- Outflow: 16,562 (avg $66,133)
- IRS Statistics of Income
📍 Sub-Market Activity
Top 2 active ZIP codes in Waldo County · Latest: 2025
| # | ZIP Code | HPI | YoY Change | Latest Year |
|---|---|---|---|---|
| 1 | 04496 | 281.8 | +6.89% | 2025 |
| 2 | 04915 | 301.1 | +4.98% | 2025 |
Source: FHFA HPI for Five-Digit ZIP Codes (All-Transactions Index, 2000 = 100).
This product uses FHFA Data but is neither endorsed nor certified by FHFA.
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💰 Mortgage Guide → 🧾 Property Tax Data →How Waldo County Compares
| Metric | Waldo County | Maine Average | U.S. Average |
|---|---|---|---|
| Median Home Value | $257,700 | $260,725 | $227,706 |
| Median Gross Rent | $1,021 | $1,020 | $968 |
| Owner Occupancy Rate | 81.9% | 76.6% | 73.3% |
| Price/Rent Ratio | 21.0 | 20.9 | 18.7 |
Market Analysis
The median home value in Waldo County is 1.2% below the Maine state average and 13.2% above the U.S. national average. The median rent of $1,021/month is about equal to the state average.
With a price-to-rent ratio of 21.0, renting is generally more cost-effective than buying in the short to medium term. The market favors buyers only for long-term holds.
Waldo County has an owner-occupancy rate of 81.9%, compared to 76.6% in Maine and 73.3% nationally. This indicates a more homeowner-heavy market than the U.S. average.
Similar Counties by Home Value
| County | State | Median Home Value | Median Rent |
|---|---|---|---|
| Dinwiddie County | Virginia | $257,800 | $1,224 |
| Chippewa County | Wisconsin | $257,900 | $963 |
| Warren County | Kentucky | $258,000 | $1,002 |
| Berks County | Pennsylvania | $257,300 | $1,181 |
| Phillips County | Colorado | $258,200 | $999 |
Other Counties in Maine
| County | Median Home Value | Median Rent | Owner Occ. |
|---|---|---|---|
| Androscoggin County | $252,800 | $1,010 | 67.9% |
| Kennebec County | $238,200 | $992 | 73.7% |
| Oxford County | $217,300 | $836 | 80.6% |
| Penobscot County | $214,100 | $1,041 | 70.5% |
| Hancock County | $310,400 | $1,061 | 78.5% |
Data Source: U.S. Census Bureau, American Community Survey (ACS) 2024 5-Year Estimates (2017–2024). Variables: B25077 (Median Home Value), B25064 (Median Gross Rent), B25003 (Tenure). Data collected on 2026-10-14. The price-to-rent ratio is calculated as Median Home Value ÷ (Median Monthly Rent × 12).