Campbell County, Kentucky Housing Market

In Campbell County, Kentucky, the median home value is $252,000, with a median monthly rent of $1,145. This places Campbell County at #875 nationally out of 3134 counties by median home value, and #10 within Kentucky.

Median Home Value $252,000
Median Rent $1,145/mo
Owner Occupancy 71.1%
Price/Rent Ratio 18.3

📈 Price Trend (2017 → 2024)

📊 Recent Market Momentum (FHFA HPI)

FHFA House Price Index — All-Transactions, Annual (2000 = 100) · Latest: 2025

💡 Year-over-Year Trend: Home prices in Campbell County rose +4.2% year-over-year as of 2025. (Source: FHFA)

📍 Economic Snapshot

💼

Employment & Wages

26,427
jobs (private sector)
  • Avg weekly wage: $1,110
  • Establishments: 3,500
  • BLS QCEW, 2025
🏗️

Housing Supply

182
new units authorized (2025)
  • Single-family: 142
  • Multi-family: 40
  • U.S. Census Bureau, Building Permits Survey
🚚

Migration Patterns

+1610
net migration (filers, 2021-2022)
  • Inflow: 38,958 (avg $92,125)
  • Outflow: 37,348 (avg $93,214)
  • IRS Statistics of Income

📍 Sub-Market Activity

Top 6 active ZIP codes in Campbell County · Latest: 2025

# ZIP Code HPI YoY Change Latest Year
1 41076 220.8 +4.24% 2025
2 41075 267.9 +7.04% 2025
3 41073 317.9 +6.67% 2025
4 41074 295.2 -0.15% 2025
5 41071 291.1 +3.49% 2025
6 41001 215.2 +1.09% 2025

Source: FHFA HPI for Five-Digit ZIP Codes (All-Transactions Index, 2000 = 100).
This product uses FHFA Data but is neither endorsed nor certified by FHFA.

How Campbell County Compares

MetricCampbell CountyKentucky AverageU.S. Average
Median Home Value $252,000 $160,835 $227,706
Median Gross Rent $1,145 $793 $968
Owner Occupancy Rate 71.1% 73.4% 73.3%
Price/Rent Ratio 18.3 16.6 18.7

Market Analysis

The median home value in Campbell County is 56.7% above the Kentucky state average and 10.7% above the U.S. national average. The median rent of $1,145/month is 44.4% above the state average.

With a price-to-rent ratio of 18.3, the buy-vs-rent decision in Campbell County is balanced. Whether buying or renting makes more sense depends on your time horizon, down payment capacity, and local market conditions.

Campbell County has an owner-occupancy rate of 71.1%, compared to 73.4% in Kentucky and 73.3% nationally. This indicates a more renter-heavy market than the U.S. average.

Similar Counties by Home Value

CountyStateMedian Home ValueMedian Rent
Cannon County Tennessee $252,000 $908
Macon County North Carolina $251,900 $803
Greene County Ohio $252,200 $1,135
Jefferson Parish Louisiana $251,400 $1,190
Racine County Wisconsin $251,400 $1,080

Other Counties in Kentucky

CountyMedian Home ValueMedian RentOwner Occ.
Jefferson County $248,400 $1,149 62.1%
Bullitt County $247,200 $987 84.9%
Warren County $258,000 $1,002 55.6%
Kenton County $244,400 $1,069 70.7%
Nelson County $238,000 $1,008 78.3%

Data Source: U.S. Census Bureau, American Community Survey (ACS) 2024 5-Year Estimates (2017–2024). Variables: B25077 (Median Home Value), B25064 (Median Gross Rent), B25003 (Tenure). Data collected on 2026-10-14. The price-to-rent ratio is calculated as Median Home Value ÷ (Median Monthly Rent × 12).