Bedford County, Pennsylvania Housing Market
In Bedford County, Pennsylvania, the median home value is $179,000, with a median monthly rent of $784. This places Bedford County at #1651 nationally out of 3134 counties by median home value, and #41 within Pennsylvania.
📈 Price Trend (2017 → 2024)
📊 Recent Market Momentum (FHFA HPI)
FHFA House Price Index — All-Transactions, Annual (2000 = 100) · Latest: 2025
📍 Economic Snapshot
Employment & Wages
- Avg weekly wage: $974
- Establishments: 1,117
- BLS QCEW, 2025
Housing Supply
- Single-family: 75
- Multi-family: 0
- U.S. Census Bureau, Building Permits Survey
Migration Patterns
- Inflow: 20,532 (avg $63,808)
- Outflow: 19,939 (avg $63,445)
- IRS Statistics of Income
📍 Sub-Market Activity
Top 1 active ZIP codes in Bedford County · Latest: 2025
| # | ZIP Code | HPI | YoY Change | Latest Year |
|---|---|---|---|---|
| 1 | 15522 | 251.3 | +2.05% | 2025 |
Source: FHFA HPI for Five-Digit ZIP Codes (All-Transactions Index, 2000 = 100).
This product uses FHFA Data but is neither endorsed nor certified by FHFA.
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💰 Mortgage Guide → 🧾 Property Tax Data →How Bedford County Compares
| Metric | Bedford County | Pennsylvania Average | U.S. Average |
|---|---|---|---|
| Median Home Value | $179,000 | $212,079 | $227,706 |
| Median Gross Rent | $784 | $990 | $968 |
| Owner Occupancy Rate | 77.5% | 74.2% | 73.3% |
| Price/Rent Ratio | 19.0 | 17.5 | 18.7 |
Market Analysis
The median home value in Bedford County is 15.6% below the Pennsylvania state average and 21.4% below the U.S. national average. The median rent of $784/month is 20.8% below the state average.
With a price-to-rent ratio of 19.0, the buy-vs-rent decision in Bedford County is balanced. Whether buying or renting makes more sense depends on your time horizon, down payment capacity, and local market conditions.
Bedford County has an owner-occupancy rate of 77.5%, compared to 74.2% in Pennsylvania and 73.3% nationally. This indicates a more homeowner-heavy market than the U.S. average.
Similar Counties by Home Value
| County | State | Median Home Value | Median Rent |
|---|---|---|---|
| Franklin County | Georgia | $179,000 | $844 |
| Mecosta County | Michigan | $178,900 | $934 |
| Otsego County | New York | $179,100 | $987 |
| Washington County | Kentucky | $179,200 | $744 |
| Cuming County | Nebraska | $178,800 | $789 |
Other Counties in Pennsylvania
| County | Median Home Value | Median Rent | Owner Occ. |
|---|---|---|---|
| Erie County | $177,000 | $904 | 68.1% |
| Tioga County | $181,100 | $863 | 77.4% |
| Clinton County | $175,900 | $820 | 72.3% |
| Huntingdon County | $183,200 | $810 | 79.2% |
| Luzerne County | $174,100 | $1,004 | 67.8% |
Data Source: U.S. Census Bureau, American Community Survey (ACS) 2024 5-Year Estimates (2017–2024). Variables: B25077 (Median Home Value), B25064 (Median Gross Rent), B25003 (Tenure). Data collected on 2026-10-14. The price-to-rent ratio is calculated as Median Home Value ÷ (Median Monthly Rent × 12).