Baylor County, Texas Housing Market
In Baylor County, Texas, the median home value is $103,100, with a median monthly rent of $581. This places Baylor County at #2881 nationally out of 3134 counties by median home value, and #204 within Texas.
📈 Price Trend (2017 → 2024)
ℹ️ FHFA HPI data is not available for this county due to limited mortgage transaction volume.
📍 Economic Snapshot
Employment & Wages
- Avg weekly wage: $1,082
- Establishments: 158
- BLS QCEW, 2025
Migration Patterns
- Inflow: 1,200 (avg $76,070)
- Outflow: 1,135 (avg $77,544)
- IRS Statistics of Income
💰 Ready to Finance a Purchase?
See the 2026 FHA and conforming loan limits for Baylor County, plus monthly payment estimates at today's mortgage rates.
View Mortgage Guide for Baylor County →How Baylor County Compares
| Metric | Baylor County | Texas Average | U.S. Average |
|---|---|---|---|
| Median Home Value | $103,100 | $186,278 | $227,706 |
| Median Gross Rent | $581 | $997 | $968 |
| Owner Occupancy Rate | 66.2% | 73.2% | 73.3% |
| Price/Rent Ratio | 14.8 | 15.2 | 18.7 |
Market Analysis
The median home value in Baylor County is 44.7% below the Texas state average and 54.7% below the U.S. national average. The median rent of $581/month is 41.7% below the state average.
With a price-to-rent ratio of 14.8, buying a home in Baylor County is generally more favorable than renting for those planning to stay long-term. A ratio below 15 typically signals that purchasing is financially advantageous over a multi-year horizon.
Baylor County has an owner-occupancy rate of 66.2%, compared to 73.2% in Texas and 73.3% nationally. This indicates a more renter-heavy market than the U.S. average.
Similar Counties by Home Value
| County | State | Median Home Value | Median Rent |
|---|---|---|---|
| Newton County | Texas | $103,100 | $1,001 |
| Poinsett County | Arkansas | $103,000 | $619 |
| Marion County | Illinois | $103,000 | $794 |
| Gray County | Texas | $102,900 | $933 |
| Mason County | Illinois | $103,400 | $802 |
Other Counties in Texas
| County | Median Home Value | Median Rent | Owner Occ. |
|---|---|---|---|
| Newton County | $103,100 | $1,001 | 82.9% |
| Gray County | $102,900 | $933 | 76.4% |
| Dawson County | $103,400 | $777 | 70.6% |
| Collingsworth County | $104,000 | $714 | 73.8% |
| Shelby County | $101,500 | $781 | 74.0% |
Data Source: U.S. Census Bureau, American Community Survey (ACS) 2024 5-Year Estimates (2017–2024). Variables: B25077 (Median Home Value), B25064 (Median Gross Rent), B25003 (Tenure). Data collected on 2026-10-14. The price-to-rent ratio is calculated as Median Home Value ÷ (Median Monthly Rent × 12).