Adair County, Kentucky Housing Market

In Adair County, Kentucky, the median home value is $150,800, with a median monthly rent of $771. This places Adair County at #2223 nationally out of 3134 counties by median home value, and #59 within Kentucky.

Median Home Value $150,800
Median Rent $771/mo
Owner Occupancy 77.2%
Price/Rent Ratio 16.3

📈 Price Trend (2017 → 2024)

📊 Recent Market Momentum (FHFA HPI)

FHFA House Price Index — All-Transactions, Annual (2000 = 100) · Latest: 2025

💡 Year-over-Year Trend: Home prices in Adair County fell -1.6% year-over-year as of 2025. (Source: FHFA)

📍 Economic Snapshot

💼

Employment & Wages

4,123
jobs (private sector)
  • Avg weekly wage: $817
  • Establishments: 490
  • BLS QCEW, 2025
🏗️

Housing Supply

6
new units authorized (2025)
  • Single-family: 6
  • Multi-family: 0
  • U.S. Census Bureau, Building Permits Survey
🚚

Migration Patterns

+480
net migration (filers, 2021-2022)
  • Inflow: 6,599 (avg $58,967)
  • Outflow: 6,119 (avg $59,543)
  • IRS Statistics of Income

📍 Sub-Market Activity

Top 5 active ZIP codes in Adair County · Latest: 2025

# ZIP Code HPI YoY Change Latest Year
1 42743 228.8 — 2024
2 42642 277.3 +5.35% 2025
3 42728 268.0 -2.52% 2025
4 42129 192.0 -5.95% 2025
5 42539 203.2 +0.09% 2025

Source: FHFA HPI for Five-Digit ZIP Codes (All-Transactions Index, 2000 = 100).
This product uses FHFA Data but is neither endorsed nor certified by FHFA.

How Adair County Compares

MetricAdair CountyKentucky AverageU.S. Average
Median Home Value $150,800 $160,835 $227,706
Median Gross Rent $771 $793 $968
Owner Occupancy Rate 77.2% 73.4% 73.3%
Price/Rent Ratio 16.3 16.6 18.7

Market Analysis

The median home value in Adair County is 6.2% below the Kentucky state average and 33.8% below the U.S. national average. The median rent of $771/month is 2.8% below the state average.

With a price-to-rent ratio of 16.3, the buy-vs-rent decision in Adair County is balanced. Whether buying or renting makes more sense depends on your time horizon, down payment capacity, and local market conditions.

Adair County has an owner-occupancy rate of 77.2%, compared to 73.4% in Kentucky and 73.3% nationally. This indicates a more homeowner-heavy market than the U.S. average.

Similar Counties by Home Value

CountyStateMedian Home ValueMedian Rent
Jefferson Davis Parish Louisiana $150,800 $848
Jerauld County South Dakota $150,800 $632
Uvalde County Texas $150,800 $981
Dawes County Nebraska $150,900 $900
Sampson County North Carolina $150,700 $834

Other Counties in Kentucky

CountyMedian Home ValueMedian RentOwner Occ.
McLean County $148,500 $641 82.8%
Graves County $147,800 $775 76.1%
Lincoln County $147,300 $698 76.4%
Hart County $146,000 $693 72.4%
Ballard County $145,800 $817 76.0%

Data Source: U.S. Census Bureau, American Community Survey (ACS) 2024 5-Year Estimates (2017–2024). Variables: B25077 (Median Home Value), B25064 (Median Gross Rent), B25003 (Tenure). Data collected on 2026-10-14. The price-to-rent ratio is calculated as Median Home Value ÷ (Median Monthly Rent × 12).