Hart County, Kentucky Housing Market
In Hart County, Kentucky, the median home value is $146,000, with a median monthly rent of $693. This places Hart County at #2295 nationally out of 3134 counties by median home value, and #63 within Kentucky.
📈 Price Trend (2017 → 2024)
📊 Recent Market Momentum (FHFA HPI)
FHFA House Price Index — All-Transactions, Annual (2000 = 100) · Latest: 2025
📍 Economic Snapshot
Employment & Wages
- Avg weekly wage: $1,058
- Establishments: 378
- BLS QCEW, 2025
Housing Supply
- Single-family: 0
- Multi-family: 272
- U.S. Census Bureau, Building Permits Survey
Migration Patterns
- Inflow: 6,689 (avg $51,693)
- Outflow: 6,392 (avg $51,958)
- IRS Statistics of Income
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💰 Mortgage Guide → 🧾 Property Tax Data →How Hart County Compares
| Metric | Hart County | Kentucky Average | U.S. Average |
|---|---|---|---|
| Median Home Value | $146,000 | $160,835 | $227,706 |
| Median Gross Rent | $693 | $793 | $968 |
| Owner Occupancy Rate | 72.4% | 73.4% | 73.3% |
| Price/Rent Ratio | 17.6 | 16.6 | 18.7 |
Market Analysis
The median home value in Hart County is 9.2% below the Kentucky state average and 35.9% below the U.S. national average. The median rent of $693/month is 12.6% below the state average.
With a price-to-rent ratio of 17.6, the buy-vs-rent decision in Hart County is balanced. Whether buying or renting makes more sense depends on your time horizon, down payment capacity, and local market conditions.
Hart County has an owner-occupancy rate of 72.4%, compared to 73.4% in Kentucky and 73.3% nationally. This indicates a more renter-heavy market than the U.S. average.
Similar Counties by Home Value
| County | State | Median Home Value | Median Rent |
|---|---|---|---|
| Pike County | Missouri | $146,000 | $778 |
| Columbus County | North Carolina | $146,000 | $824 |
| Worth County | Iowa | $145,800 | $758 |
| Ballard County | Kentucky | $145,800 | $817 |
| Harlan County | Nebraska | $145,800 | $657 |
Other Counties in Kentucky
| County | Median Home Value | Median Rent | Owner Occ. |
|---|---|---|---|
| Ballard County | $145,800 | $817 | 76.0% |
| Lincoln County | $147,300 | $698 | 76.4% |
| Graves County | $147,800 | $775 | 76.1% |
| McLean County | $148,500 | $641 | 82.8% |
| Hopkins County | $142,800 | $837 | 70.7% |
Data Source: U.S. Census Bureau, American Community Survey (ACS) 2024 5-Year Estimates (2017–2024). Variables: B25077 (Median Home Value), B25064 (Median Gross Rent), B25003 (Tenure). Data collected on 2026-10-14. The price-to-rent ratio is calculated as Median Home Value ÷ (Median Monthly Rent × 12).