ZIP Code 14569 Housing Market
ZIP code 14569 is located in Wyoming County, New York. Based on the FHFA House Price Index, the most recent annual HPI value is 238.9 (2000 = 100) , with a year-over-year change of +11.78% as of 2025.
📈 14569 HPI Trend
FHFA House Price Index for Five-Digit ZIP Codes (2000 = 100)
📝 Local Market Notes
The housing market in ZIP code 14569, located in Wyoming County, New York, exhibits a distinct and volatile price trajectory over the recent five-year period. The Home Price Index (HPI) surged from 175.02 in 2021 to a peak of 220.53 in 2022, representing a significant appreciation phase. Following this peak, the index experienced a modest correction, dipping to 219.16 in 2023 and further declining to 213.77 in 2024. However, the most recent data for 2025 indicates a sharp reversal, with the HPI climbing to 238.95. This pattern reveals a market that is highly reactive, characterized by rapid surges followed by brief stabilizations before renewed growth. Currently, ZIP 14569 is demonstrating significant divergence from broader regional trends. The ZIP code’s year-over-year appreciation of 11.78% substantially outpaces the county’s 7.01% growth and the state’s 3.55% increase. This pronounced outperformance suggests that local demand drivers are stronger in this specific micro-market than in the surrounding Wyoming County or across New York State generally. While the national 30-year mortgage rate stands at 7.40%, which typically suppresses volume, the price resilience in 14569 indicates that demand remains robust enough to sustain price increases despite higher borrowing costs. The sub-market character of ZIP 14569 aligns with entry-level to moderate-priced housing rather than luxury segments. The parent county’s median home value is $162,300, and the median household income is $69,110, indicating a market accessible to middle-income earners. With an owner-occupancy rate of 75.9%, the area maintains a stable residential base, though the median gross rent of $802 per month suggests a viable rental sector as well. For prospective buyers, the data indicates a market with strong equity growth potential, as prices have more than doubled since 2021. Residents should be aware that the rapid price appreciation may limit affordability for first-time buyers, while existing homeowners benefit from significant unrealized gains. The market’s independence from state-level trends highlights the importance of local inventory and buyer sentiment in determining value.
About This ZIP Code
ZIP code 14569 is one of the most active real estate sub-markets in Wyoming County, New York. The FHFA House Price Index tracks cumulative price appreciation since 2000, providing a consistent measure of long-term value change in this specific ZIP area.
For full county-level context, see the Wyoming County Housing Market page, which includes ACS median home values, rent, owner-occupancy, employment, migration, and other economic indicators.
Data Source: FHFA House Price Index for Five-Digit ZIP Codes (All-Transactions Index, 2000 = 100). Data as of 2025. This product uses FHFA Data but is neither endorsed nor certified by FHFA.