ZIP Code 05156 Housing Market

📝 Local Market Notes

ZIP code 05156 in Windsor County, Vermont, exhibits a distinct price trajectory characterized by robust appreciation followed by a recent stabilization. The Home Price Index (HPI) for this area surged from 186.41 in 2021 to a peak of 270.99 in 2024, representing a cumulative increase of approximately 45% over three years. However, the latest data for 2025 indicates a slight contraction, with the HPI adjusting to 267.66. This recent shift reflects a year-over-year decline of 1.23%, marking a pause in the aggressive upward momentum observed during the previous two years. The market appears to be entering a period of consolidation after a rapid expansion phase. When compared to broader regional metrics, ZIP 05156 demonstrates relative resilience. While the ZIP’s year-over-year change is negative at -1.23%, it outperforms the parent county’s decline of -1.80%. More significantly, the ZIP’s performance diverges sharply from the state of Vermont, which is experiencing a strong year-over-year growth of +7.16%. This divergence suggests that local market dynamics in Windsor County are currently decoupling from the broader state trend, potentially indicating localized inventory constraints or specific demand shifts within this sub-market. The sub-market character of 05156 aligns with a mid-tier residential segment within a predominantly owner-occupied community. With a median home value of $296,400 and an owner occupancy rate of 74.8%, the area serves established homeowners rather than serving as a luxury enclave or a renter-heavy zone. The median household income of $77,594 supports this assessment, positioning the market as accessible to middle-income professionals. Prospective buyers in ZIP 05156 should note that while the market has cooled slightly from its 2024 peak, the underlying value remains significantly above the 2000 baseline. The current environment suggests a more balanced negotiation landscape compared to the rapid appreciation seen recently, offering a potential entry point for those seeking stability in a high-demand county.

Based on FHFA House Price Index data.