ZIP Code 05301 Housing Market
ZIP code 05301 is located in Windham County, Vermont. Based on the FHFA House Price Index, the most recent annual HPI value is 262.0 (2000 = 100) , with a year-over-year change of +5.17% as of 2025.
📈 05301 HPI Trend
FHFA House Price Index for Five-Digit ZIP Codes (2000 = 100)
📝 Local Market Notes
ZIP code 05301 exhibits a robust and accelerating price trajectory over the past five years. The Home Price Index (HPI) has surged from 178.41 in 2021 to 262.03 in 2025, representing a cumulative appreciation of approximately 46.9%. This consistent upward movement indicates sustained demand within this specific Windham County sub-market, outpacing the general recovery seen in earlier years. The recent momentum suggests that local inventory constraints or high demand are driving value increases at a pace significantly faster than historical norms for the region. When compared to broader regional metrics, ZIP 05301 demonstrates distinct divergence. Its year-over-year growth of +5.17% exceeds the Windham County average of +1.96%, signaling that this specific area is experiencing stronger localized demand than its surrounding counterparts. However, it lags slightly behind the Vermont state average of +7.16%. This positioning suggests that while 05301 is a high-growth pocket within a slower-moving county, it is not yet matching the peak appreciation rates observed in other parts of the state, potentially indicating room for further convergence with state-level trends. The sub-market character of 05301 appears to be mid-range relative to the county, yet solidly established. With a parent county median home value of $279,600 and an owner-occupancy rate of 73.9%, the area leans toward ownership over renting. The HPI level of 262.0 places it below nearby ZIP 05101 (307.3), suggesting it may offer more accessible entry points than premium neighboring areas, though still above entry-level benchmarks. For prospective buyers, the data indicates a competitive environment where prices are rising faster than the county average. Residents should note that while the market is appreciating, the 7.40% national mortgage rate remains a significant factor in affordability, necessitating careful budgeting given the rapid pace of local price increases.
About This ZIP Code
ZIP code 05301 is one of the most active real estate sub-markets in Windham County, Vermont. The FHFA House Price Index tracks cumulative price appreciation since 2000, providing a consistent measure of long-term value change in this specific ZIP area.
For full county-level context, see the Windham County Housing Market page, which includes ACS median home values, rent, owner-occupancy, employment, migration, and other economic indicators.
Other Active ZIPs in Windham County
| ZIP Code | HPI | YoY | Latest Year |
|---|---|---|---|
| 05101 | 307.3 | +1.57% | 2025 |
| 05143 | 284.4 | +3.36% | 2025 |
| 05356 | 212.7 | +15.46% | 2022 |
Data Source: FHFA House Price Index for Five-Digit ZIP Codes (All-Transactions Index, 2000 = 100). Data as of 2025. This product uses FHFA Data but is neither endorsed nor certified by FHFA.