White County, Illinois Housing Market
In White County, Illinois, the median home value is $108,100, with a median monthly rent of $719. This places White County at #2819 nationally out of 3134 counties by median home value, and #79 within Illinois.
📈 Price Trend (2017 → 2024)
📊 Recent Market Momentum (FHFA HPI)
FHFA House Price Index — All-Transactions, Annual (2000 = 100) · Latest: 2025
📍 Economic Snapshot
Employment & Wages
- Avg weekly wage: $991
- Establishments: 291
- BLS QCEW, 2025
Housing Supply
- Single-family: 1
- Multi-family: 0
- U.S. Census Bureau, Building Permits Survey
Migration Patterns
- Inflow: 5,362 (avg $69,792)
- Outflow: 5,097 (avg $69,132)
- IRS Statistics of Income
📍 Sub-Market Activity
Top 1 active ZIP codes in White County · Latest: 2025
| # | ZIP Code | HPI | YoY Change | Latest Year |
|---|---|---|---|---|
| 1 | 62821 | 174.0 | +1.83% | 2025 |
Source: FHFA HPI for Five-Digit ZIP Codes (All-Transactions Index, 2000 = 100).
This product uses FHFA Data but is neither endorsed nor certified by FHFA.
🔗 Explore White County on Our Sister Sites
Get the complete picture for White County — financing options and ongoing ownership costs.
💰 Mortgage Guide → 🧾 Property Tax Data →How White County Compares
| Metric | White County | Illinois Average | U.S. Average |
|---|---|---|---|
| Median Home Value | $108,100 | $153,019 | $227,706 |
| Median Gross Rent | $719 | $867 | $968 |
| Owner Occupancy Rate | 77.1% | 75.8% | 73.3% |
| Price/Rent Ratio | 12.5 | 14.5 | 18.7 |
Market Analysis
The median home value in White County is 29.4% below the Illinois state average and 52.5% below the U.S. national average. The median rent of $719/month is 17.1% below the state average.
With a price-to-rent ratio of 12.5, buying a home in White County is generally more favorable than renting for those planning to stay long-term. A ratio below 15 typically signals that purchasing is financially advantageous over a multi-year horizon.
White County has an owner-occupancy rate of 77.1%, compared to 75.8% in Illinois and 73.3% nationally. This indicates a more homeowner-heavy market than the U.S. average.
Similar Counties by Home Value
| County | State | Median Home Value | Median Rent |
|---|---|---|---|
| Lincoln County | Arkansas | $108,000 | $744 |
| Latimer County | Oklahoma | $107,900 | $646 |
| Wetzel County | West Virginia | $107,900 | $688 |
| Winn Parish | Louisiana | $108,500 | $774 |
| Menard County | Texas | $108,500 | $729 |
Other Counties in Illinois
| County | Median Home Value | Median Rent | Owner Occ. |
|---|---|---|---|
| McDonough County | $107,500 | $761 | 63.5% |
| Fulton County | $107,200 | $785 | 76.6% |
| Schuyler County | $109,700 | $853 | 79.4% |
| Wayne County | $110,700 | $657 | 78.4% |
| Warren County | $105,000 | $788 | 75.2% |
Data Source: U.S. Census Bureau, American Community Survey (ACS) 2024 5-Year Estimates (2017–2024). Variables: B25077 (Median Home Value), B25064 (Median Gross Rent), B25003 (Tenure). Data collected on 2026-10-14. The price-to-rent ratio is calculated as Median Home Value ÷ (Median Monthly Rent × 12).