Terry County, Texas Housing Market
In Terry County, Texas, the median home value is $105,400, with a median monthly rent of $817. This places Terry County at #2848 nationally out of 3134 counties by median home value, and #200 within Texas.
📈 Price Trend (2017 → 2024)
📊 Recent Market Momentum (FHFA HPI)
FHFA House Price Index — All-Transactions, Annual (2000 = 100) · Latest: 2025
📍 Economic Snapshot
Employment & Wages
- Avg weekly wage: $962
- Establishments: 306
- BLS QCEW, 2025
Migration Patterns
- Inflow: 3,803 (avg $50,052)
- Outflow: 3,701 (avg $50,317)
- IRS Statistics of Income
📍 Sub-Market Activity
Top 1 active ZIP codes in Terry County · Latest: 2025
| # | ZIP Code | HPI | YoY Change | Latest Year |
|---|---|---|---|---|
| 1 | 79316 | 208.9 | — | 2025 |
Source: FHFA HPI for Five-Digit ZIP Codes (All-Transactions Index, 2000 = 100).
This product uses FHFA Data but is neither endorsed nor certified by FHFA.
💰 Ready to Finance a Purchase?
See the 2026 FHA and conforming loan limits for Terry County, plus monthly payment estimates at today's mortgage rates.
View Mortgage Guide for Terry County →How Terry County Compares
| Metric | Terry County | Texas Average | U.S. Average |
|---|---|---|---|
| Median Home Value | $105,400 | $186,278 | $227,706 |
| Median Gross Rent | $817 | $997 | $968 |
| Owner Occupancy Rate | 66.5% | 73.2% | 73.3% |
| Price/Rent Ratio | 10.8 | 15.2 | 18.7 |
Market Analysis
The median home value in Terry County is 43.4% below the Texas state average and 53.7% below the U.S. national average. The median rent of $817/month is 18.1% below the state average.
With a price-to-rent ratio of 10.8, buying a home in Terry County is generally more favorable than renting for those planning to stay long-term. A ratio below 15 typically signals that purchasing is financially advantageous over a multi-year horizon.
Terry County has an owner-occupancy rate of 66.5%, compared to 73.2% in Texas and 73.3% nationally. This indicates a more renter-heavy market than the U.S. average.
Similar Counties by Home Value
| County | State | Median Home Value | Median Rent |
|---|---|---|---|
| Jefferson County | Georgia | $105,400 | $731 |
| Conecuh County | Alabama | $105,300 | $834 |
| Bailey County | Texas | $105,300 | $931 |
| Lincoln County | West Virginia | $105,300 | $771 |
| Irwin County | Georgia | $105,600 | $865 |
Other Counties in Texas
| County | Median Home Value | Median Rent | Owner Occ. |
|---|---|---|---|
| Bailey County | $105,300 | $931 | 79.9% |
| Wheeler County | $106,100 | $970 | 76.2% |
| Collingsworth County | $104,000 | $714 | 73.8% |
| Concho County | $107,400 | $733 | 80.5% |
| Dawson County | $103,400 | $777 | 70.6% |
Data Source: U.S. Census Bureau, American Community Survey (ACS) 2024 5-Year Estimates (2017–2024). Variables: B25077 (Median Home Value), B25064 (Median Gross Rent), B25003 (Tenure). Data collected on 2026-10-14. The price-to-rent ratio is calculated as Median Home Value ÷ (Median Monthly Rent × 12).