ZIP Code 13662 Housing Market
ZIP code 13662 is located in St. Lawrence County, New York. Based on the FHFA House Price Index, the most recent annual HPI value is 172.1 (2000 = 100) , with a year-over-year change of -5.66% as of 2025.
📈 13662 HPI Trend
FHFA House Price Index for Five-Digit ZIP Codes (2000 = 100)
📝 Local Market Notes
ZIP code 13662 in St. Lawrence County exhibits a volatile price trajectory over the past five years. The Home Price Index (HPI) rose steadily from 132.59 in 2021 to a peak of 182.44 in 2024, representing a significant appreciation period. However, the most recent data for 2025 indicates a reversal, with the HPI declining to 172.11. This recent contraction signals a correction phase following the sharp gains observed between 2022 and 2024, suggesting that local market dynamics are currently adjusting after a period of rapid expansion. A notable divergence exists between the ZIP-level performance and broader regional trends. ZIP 13662 recorded a year-over-year decline of -5.66%, which contrasts sharply with the St. Lawrence County average of +6.07% and the New York State average of +3.55%. This negative deviation from both county and state benchmarks indicates that 13662 is currently underperforming its immediate surroundings. While the broader region continues to appreciate, this specific sub-market is experiencing price softening, a pattern mirrored by nearby ZIP 13676, which also saw a -5.60% YoY change. The sub-market character of ZIP 13662 aligns with entry-level and mid-range housing segments. The parent county’s median home value stands at $121,900, well below national averages, and the median household income is $62,850. With an owner-occupancy rate of 71.9%, the area maintains a stable residential base, though the lower income levels suggest price sensitivity. For prospective buyers, the current 7.40% mortgage rate combined with the recent HPI decline presents a potential entry point. Residents should note that while the county market remains resilient, ZIP 13662 is currently in a correction phase, offering lower price points compared to its 2024 peak but diverging from the general upward trend of the surrounding county.
About This ZIP Code
ZIP code 13662 is one of the most active real estate sub-markets in St. Lawrence County, New York. The FHFA House Price Index tracks cumulative price appreciation since 2000, providing a consistent measure of long-term value change in this specific ZIP area.
For full county-level context, see the St. Lawrence County Housing Market page, which includes ACS median home values, rent, owner-occupancy, employment, migration, and other economic indicators.
Other Active ZIPs in St. Lawrence County
| ZIP Code | HPI | YoY | Latest Year |
|---|---|---|---|
| 13676 | 217.7 | -5.60% | 2025 |
Data Source: FHFA House Price Index for Five-Digit ZIP Codes (All-Transactions Index, 2000 = 100). Data as of 2025. This product uses FHFA Data but is neither endorsed nor certified by FHFA.