St. Croix County, Wisconsin Housing Market
In St. Croix County, Wisconsin, the median home value is $377,700, with a median monthly rent of $1,271. This places St. Croix County at #346 nationally out of 3134 counties by median home value, and #4 within Wisconsin.
📈 Price Trend (2017 → 2024)
📊 Recent Market Momentum (FHFA HPI)
FHFA House Price Index — All-Transactions, Annual (2000 = 100) · Latest: 2025
📍 Economic Snapshot
Employment & Wages
- Avg weekly wage: $1,109
- Establishments: 2,838
- BLS QCEW, 2025
Housing Supply
- Single-family: 456
- Multi-family: 4
- U.S. Census Bureau, Building Permits Survey
Migration Patterns
- Inflow: 40,971 (avg $110,387)
- Outflow: 39,099 (avg $111,067)
- IRS Statistics of Income
📍 Sub-Market Activity
Top 6 active ZIP codes in St. Croix County · Latest: 2025
| # | ZIP Code | HPI | YoY Change | Latest Year |
|---|---|---|---|---|
| 1 | 54082 | 249.3 | +3.73% | 2025 |
| 2 | 54015 | 236.3 | +10.36% | 2025 |
| 3 | 54028 | 227.3 | +1.36% | 2025 |
| 4 | 54023 | 219.6 | +1.99% | 2025 |
| 5 | 54016 | 243.0 | +5.60% | 2025 |
| 6 | 54025 | 220.8 | +0.69% | 2025 |
Source: FHFA HPI for Five-Digit ZIP Codes (All-Transactions Index, 2000 = 100).
This product uses FHFA Data but is neither endorsed nor certified by FHFA.
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💰 Mortgage Guide → 🧾 Property Tax Data →How St. Croix County Compares
| Metric | St. Croix County | Wisconsin Average | U.S. Average |
|---|---|---|---|
| Median Home Value | $377,700 | $234,086 | $227,706 |
| Median Gross Rent | $1,271 | $915 | $968 |
| Owner Occupancy Rate | 78.3% | 75.9% | 73.3% |
| Price/Rent Ratio | 24.8 | 21.2 | 18.7 |
Market Analysis
The median home value in St. Croix County is 61.4% above the Wisconsin state average and 65.9% above the U.S. national average. The median rent of $1,271/month is 38.9% above the state average.
With a price-to-rent ratio of 24.8, renting is generally more cost-effective than buying in the short to medium term. The market favors buyers only for long-term holds.
St. Croix County has an owner-occupancy rate of 78.3%, compared to 75.9% in Wisconsin and 73.3% nationally. This indicates a more homeowner-heavy market than the U.S. average.
Similar Counties by Home Value
| County | State | Median Home Value | Median Rent |
|---|---|---|---|
| Mercer County | New Jersey | $377,700 | $1,623 |
| Chesapeake city | Virginia | $378,400 | $1,586 |
| Mesa County | Colorado | $378,600 | $1,182 |
| Currituck County | North Carolina | $378,800 | $1,162 |
| Adams County | Idaho | $376,500 | $830 |
Other Counties in Wisconsin
| County | Median Home Value | Median Rent | Owner Occ. |
|---|---|---|---|
| Ozaukee County | $390,200 | $1,154 | 72.9% |
| Dane County | $394,800 | $1,398 | 57.1% |
| Waukesha County | $398,200 | $1,356 | 76.0% |
| Washington County | $344,800 | $1,153 | 78.1% |
| Door County | $342,600 | $1,086 | 78.2% |
Data Source: U.S. Census Bureau, American Community Survey (ACS) 2024 5-Year Estimates (2017–2024). Variables: B25077 (Median Home Value), B25064 (Median Gross Rent), B25003 (Tenure). Data collected on 2026-10-14. The price-to-rent ratio is calculated as Median Home Value ÷ (Median Monthly Rent × 12).