Rockwall County, Texas Housing Market

In Rockwall County, Texas, the median home value is $415,500, with a median monthly rent of $1,992. This places Rockwall County at #257 nationally out of 3134 counties by median home value, and #9 within Texas.

Median Home Value $415,500
Median Rent $1,992/mo
Owner Occupancy 82.5%
Price/Rent Ratio 17.4

📈 Price Trend (2017 → 2024)

📊 Recent Market Momentum (FHFA HPI)

FHFA House Price Index — All-Transactions, Annual (2000 = 100) · Latest: 2025

💡 Year-over-Year Trend: Home prices in Rockwall County fell -0.9% year-over-year as of 2025. (Source: FHFA)

📍 Economic Snapshot

💼

Employment & Wages

38,606
jobs (private sector)
  • Avg weekly wage: $1,143
  • Establishments: 3,369
  • BLS QCEW, 2025
🏗️

Housing Supply

1,591
new units authorized (2025)
  • Single-family: 1,587
  • Multi-family: 4
  • U.S. Census Bureau, Building Permits Survey
🚚

Migration Patterns

+4625
net migration (filers, 2021-2022)
  • Inflow: 46,418 (avg $143,650)
  • Outflow: 41,793 (avg $147,226)
  • IRS Statistics of Income

📍 Sub-Market Activity

Top 1 active ZIP codes in Rockwall County · Latest: 2025

# ZIP Code HPI YoY Change Latest Year
1 75032 258.0 -0.53% 2025

Source: FHFA HPI for Five-Digit ZIP Codes (All-Transactions Index, 2000 = 100).
This product uses FHFA Data but is neither endorsed nor certified by FHFA.

How Rockwall County Compares

MetricRockwall CountyTexas AverageU.S. Average
Median Home Value $415,500 $186,278 $227,706
Median Gross Rent $1,992 $997 $968
Owner Occupancy Rate 82.5% 73.2% 73.3%
Price/Rent Ratio 17.4 15.2 18.7

Market Analysis

The median home value in Rockwall County is 123.1% above the Texas state average and 82.5% above the U.S. national average. The median rent of $1,992/month is 99.8% above the state average.

With a price-to-rent ratio of 17.4, the buy-vs-rent decision in Rockwall County is balanced. Whether buying or renting makes more sense depends on your time horizon, down payment capacity, and local market conditions.

Rockwall County has an owner-occupancy rate of 82.5%, compared to 73.2% in Texas and 73.3% nationally. This indicates a more homeowner-heavy market than the U.S. average.

Similar Counties by Home Value

CountyStateMedian Home ValueMedian Rent
Powhatan County Virginia $416,000 $1,168
Madison County Idaho $414,800 $1,014
Broward County Florida $414,600 $1,907
Marion County Oregon $416,400 $1,414
Union County North Carolina $417,300 $1,496

Other Counties in Texas

CountyMedian Home ValueMedian RentOwner Occ.
Comal County $427,200 $1,603 76.6%
Hays County $399,800 $1,495 64.1%
Denton County $437,200 $1,728 65.5%
Williamson County $447,000 $1,796 66.4%
Parker County $375,900 $1,500 80.7%

Data Source: U.S. Census Bureau, American Community Survey (ACS) 2024 5-Year Estimates (2017–2024). Variables: B25077 (Median Home Value), B25064 (Median Gross Rent), B25003 (Tenure). Data collected on 2026-10-14. The price-to-rent ratio is calculated as Median Home Value ÷ (Median Monthly Rent × 12).