ZIP Code 10901 Housing Market

📝 Local Market Notes

ZIP code 10901 in Rockland County, New York, exhibits a robust upward price trajectory over the recent five-year period. The Home Price Index (HPI) has surged from 178.61 in 2021 to 288.26 in 2025, representing a cumulative appreciation of approximately 61.4%. This consistent year-over-year growth indicates sustained demand within this specific geographic area, distinguishing it from broader regional trends. The market has shown no signs of stagnation, with each successive year recording higher index values than the previous, reflecting a tight inventory environment and strong buyer interest. The performance of ZIP 10901 significantly diverges from both the county and state averages. With a year-over-year increase of 9.00%, the ZIP code outpaces the Rockland County average of 4.77% and the New York State average of 3.55%. This divergence suggests that 10901 is experiencing localized demand drivers that exceed general regional economic factors. Nearby ZIPs 10927 and 10923 show even higher growth rates, ranging from 15.45% to 15.49%, indicating a broader hot spot within the county, yet 10901 remains a high-performing segment. The HPI level of 288.3 places this area in the upper tier of the county’s price spectrum, aligning with the parent county’s median home value of $596,900. This sub-market characterizes itself as a premium, owner-occupied neighborhood rather than an entry-level or renter-heavy zone. With an owner occupancy rate of 67.9% and a median household income of $109,959, the demographic profile supports higher price points. Prospective buyers should note that while the median home value provides a baseline, the rapid HPI growth implies that current listing prices may exceed historical medians. Given the 7.40% national mortgage rate, the high appreciation rate in 10901 creates a challenging entry point, requiring buyers to account for significantly higher monthly payments compared to the broader state average. The data confirms a resilient, high-value market segment within Rockland County.

Based on FHFA House Price Index data.