Owsley County, Kentucky Housing Market

In Owsley County, Kentucky, the median home value is $80,100, with a median monthly rent of $448. This places Owsley County at #3086 nationally out of 3134 counties by median home value, and #113 within Kentucky.

Median Home Value $80,100
Median Rent $448/mo
Owner Occupancy 70.1%
Price/Rent Ratio 14.9

📈 Price Trend (2017 → 2024)

ℹ️ FHFA HPI data is not available for this county due to limited mortgage transaction volume.

📍 Economic Snapshot

💼

Employment & Wages

436
jobs (private sector)
  • Avg weekly wage: $815
  • Establishments: 72
  • BLS QCEW, 2025
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Migration Patterns

+52
net migration (filers, 2021-2022)
  • Inflow: 1,152 (avg $42,562)
  • Outflow: 1,100 (avg $43,065)
  • IRS Statistics of Income

How Owsley County Compares

MetricOwsley CountyKentucky AverageU.S. Average
Median Home Value $80,100 $160,835 $227,706
Median Gross Rent $448 $793 $968
Owner Occupancy Rate 70.1% 73.4% 73.3%
Price/Rent Ratio 14.9 16.6 18.7

Market Analysis

The median home value in Owsley County is 50.2% below the Kentucky state average and 64.8% below the U.S. national average. The median rent of $448/month is 43.5% below the state average.

With a price-to-rent ratio of 14.9, buying a home in Owsley County is generally more favorable than renting for those planning to stay long-term. A ratio below 15 typically signals that purchasing is financially advantageous over a multi-year horizon.

Owsley County has an owner-occupancy rate of 70.1%, compared to 73.4% in Kentucky and 73.3% nationally. This indicates a more renter-heavy market than the U.S. average.

Similar Counties by Home Value

CountyStateMedian Home ValueMedian Rent
Holmes County Mississippi $80,400 $590
Tillman County Oklahoma $79,800 $733
Harmon County Oklahoma $79,700 $694
Pawnee County Nebraska $79,400 $706
Culberson County Texas $79,300 $1,043

Other Counties in Kentucky

CountyMedian Home ValueMedian RentOwner Occ.
Fulton County $79,100 $570 61.8%
Knott County $77,000 $756 72.7%
Lee County $83,900 $603 77.7%
Wolfe County $75,800 $501 73.6%
McCreary County $85,300 $577 74.2%

Data Source: U.S. Census Bureau, American Community Survey (ACS) 2024 5-Year Estimates (2017–2024). Variables: B25077 (Median Home Value), B25064 (Median Gross Rent), B25003 (Tenure). Data collected on 2026-10-14. The price-to-rent ratio is calculated as Median Home Value ÷ (Median Monthly Rent × 12).