Osceola County, Iowa Housing Market

In Osceola County, Iowa, the median home value is $122,600, with a median monthly rent of $797. This places Osceola County at #2586 nationally out of 3134 counties by median home value, and #84 within Iowa.

Median Home Value $122,600
Median Rent $797/mo
Owner Occupancy 77.9%
Price/Rent Ratio 12.8

📈 Price Trend (2017 → 2024)

📊 Recent Market Momentum (FHFA HPI)

FHFA House Price Index — All-Transactions, Annual (2000 = 100) · Latest: 2025

💡 Year-over-Year Trend: Home prices in Osceola County rose +26.4% year-over-year as of 2025. (Source: FHFA)

📍 Economic Snapshot

💼

Employment & Wages

2,299
jobs (private sector)
  • Avg weekly wage: $1,055
  • Establishments: 245
  • BLS QCEW, 2025
🏗️

Housing Supply

3
new units authorized (2025)
  • Single-family: 3
  • Multi-family: 0
  • U.S. Census Bureau, Building Permits Survey
🚚

Migration Patterns

+133
net migration (filers, 2021-2022)
  • Inflow: 2,472 (avg $70,850)
  • Outflow: 2,339 (avg $72,408)
  • IRS Statistics of Income

How Osceola County Compares

MetricOsceola CountyIowa AverageU.S. Average
Median Home Value $122,600 $171,037 $227,706
Median Gross Rent $797 $832 $968
Owner Occupancy Rate 77.9% 75.8% 73.3%
Price/Rent Ratio 12.8 17.0 18.7

Market Analysis

The median home value in Osceola County is 28.3% below the Iowa state average and 46.2% below the U.S. national average. The median rent of $797/month is 4.2% below the state average.

With a price-to-rent ratio of 12.8, buying a home in Osceola County is generally more favorable than renting for those planning to stay long-term. A ratio below 15 typically signals that purchasing is financially advantageous over a multi-year horizon.

Osceola County has an owner-occupancy rate of 77.9%, compared to 75.8% in Iowa and 73.3% nationally. This indicates a more homeowner-heavy market than the U.S. average.

Similar Counties by Home Value

CountyStateMedian Home ValueMedian Rent
Mora County New Mexico $122,600 $887
Mississippi County Arkansas $122,500 $830
Wilkes County Georgia $122,700 $786
Hardin County Iowa $122,500 $795
Prentiss County Mississippi $122,500 $637

Other Counties in Iowa

CountyMedian Home ValueMedian RentOwner Occ.
Hardin County $122,500 $795 73.6%
Union County $122,000 $721 72.1%
Palo Alto County $123,200 $638 77.1%
Audubon County $121,900 $759 76.2%
Montgomery County $121,400 $814 69.1%

Data Source: U.S. Census Bureau, American Community Survey (ACS) 2024 5-Year Estimates (2017–2024). Variables: B25077 (Median Home Value), B25064 (Median Gross Rent), B25003 (Tenure). Data collected on 2026-10-14. The price-to-rent ratio is calculated as Median Home Value ÷ (Median Monthly Rent × 12).