Osceola County, Florida Housing Market

In Osceola County, Florida, the median home value is $353,300, with a median monthly rent of $1,746. This places Osceola County at #400 nationally out of 3134 counties by median home value, and #19 within Florida.

Median Home Value $353,300
Median Rent $1,746/mo
Owner Occupancy 65.3%
Price/Rent Ratio 16.9

📈 Price Trend (2017 → 2024)

📊 Recent Market Momentum (FHFA HPI)

FHFA House Price Index — All-Transactions, Annual (2000 = 100) · Latest: 2025

💡 Year-over-Year Trend: Home prices in Osceola County fell -0.1% year-over-year as of 2025. (Source: FHFA)

📍 Economic Snapshot

💼

Employment & Wages

103,518
jobs (private sector)
  • Avg weekly wage: $1,040
  • Establishments: 10,488
  • BLS QCEW, 2025
🏗️

Housing Supply

7,366
new units authorized (2025)
  • Single-family: 5,085
  • Multi-family: 2,281
  • U.S. Census Bureau, Building Permits Survey
🚚

Migration Patterns

+10692
net migration (filers, 2021-2022)
  • Inflow: 176,669 (avg $57,017)
  • Outflow: 165,977 (avg $55,799)
  • IRS Statistics of Income

📍 Sub-Market Activity

Top 10 active ZIP codes in Osceola County · Latest: 2025

# ZIP Code HPI YoY Change Latest Year
1 34741 360.6 -4.97% 2025
2 34744 323.3 -4.85% 2025
3 34746 332.7 +6.17% 2025
4 33898 356.6 -4.06% 2025
5 34772 363.5 +9.50% 2025
6 34769 345.6 -3.39% 2025
7 34743 395.8 +3.01% 2025
8 34758 291.0 +3.18% 2025
9 34771 362.3 -0.02% 2025
10 34759 325.0 +66.61% 2022

Source: FHFA HPI for Five-Digit ZIP Codes (All-Transactions Index, 2000 = 100).
This product uses FHFA Data but is neither endorsed nor certified by FHFA.

How Osceola County Compares

MetricOsceola CountyFlorida AverageU.S. Average
Median Home Value $353,300 $284,325 $227,706
Median Gross Rent $1,746 $1,303 $968
Owner Occupancy Rate 65.3% 74.6% 73.3%
Price/Rent Ratio 16.9 17.6 18.7

Market Analysis

The median home value in Osceola County is 24.3% above the Florida state average and 55.2% above the U.S. national average. The median rent of $1,746/month is 34.0% above the state average.

With a price-to-rent ratio of 16.9, the buy-vs-rent decision in Osceola County is balanced. Whether buying or renting makes more sense depends on your time horizon, down payment capacity, and local market conditions.

Osceola County has an owner-occupancy rate of 65.3%, compared to 74.6% in Florida and 73.3% nationally. This indicates a more renter-heavy market than the U.S. average.

Similar Counties by Home Value

CountyStateMedian Home ValueMedian Rent
South Central Connecticut Planning Region Connecticut $353,100 $1,525
Richmond city Virginia $353,000 $1,372
Granite County Montana $352,700 $675
Burlington County New Jersey $354,000 $1,745
Ulster County New York $352,500 $1,425

Other Counties in Florida

CountyMedian Home ValueMedian RentOwner Occ.
Pinellas County $355,100 $1,642 69.5%
Indian River County $351,500 $1,357 80.1%
Okaloosa County $351,200 $1,612 68.4%
St. Lucie County $347,300 $1,585 78.6%
Lee County $362,200 $1,712 74.3%

Data Source: U.S. Census Bureau, American Community Survey (ACS) 2024 5-Year Estimates (2017–2024). Variables: B25077 (Median Home Value), B25064 (Median Gross Rent), B25003 (Tenure). Data collected on 2026-10-14. The price-to-rent ratio is calculated as Median Home Value ÷ (Median Monthly Rent × 12).