McCook County, South Dakota Housing Market

In McCook County, South Dakota, the median home value is $230,100, with a median monthly rent of $945. This places McCook County at #1077 nationally out of 3134 counties by median home value, and #14 within South Dakota.

Median Home Value $230,100
Median Rent $945/mo
Owner Occupancy 79.5%
Price/Rent Ratio 20.3

📈 Price Trend (2017 → 2024)

📊 Recent Market Momentum (FHFA HPI)

FHFA House Price Index — All-Transactions, Annual (2000 = 100) · Latest: 2025

💡 Year-over-Year Trend: Home prices in McCook County rose +9.0% year-over-year as of 2025. (Source: FHFA)

📍 Economic Snapshot

💼

Employment & Wages

1,113
jobs (private sector)
  • Avg weekly wage: $1,098
  • Establishments: 218
  • BLS QCEW, 2025
🏗️

Housing Supply

19
new units authorized (2025)
  • Single-family: 19
  • Multi-family: 0
  • U.S. Census Bureau, Building Permits Survey
🚚

Migration Patterns

+110
net migration (filers, 2021-2022)
  • Inflow: 2,294 (avg $83,298)
  • Outflow: 2,184 (avg $84,332)
  • IRS Statistics of Income

📍 Sub-Market Activity

Top 1 active ZIP codes in McCook County · Latest: 2025

# ZIP Code HPI YoY Change Latest Year
1 57035 244.7 — 2024

Source: FHFA HPI for Five-Digit ZIP Codes (All-Transactions Index, 2000 = 100).
This product uses FHFA Data but is neither endorsed nor certified by FHFA.

How McCook County Compares

MetricMcCook CountySouth Dakota AverageU.S. Average
Median Home Value $230,100 $181,021 $227,706
Median Gross Rent $945 $784 $968
Owner Occupancy Rate 79.5% 72.6% 73.3%
Price/Rent Ratio 20.3 19.0 18.7

Market Analysis

The median home value in McCook County is 27.1% above the South Dakota state average and 1.1% above the U.S. national average. The median rent of $945/month is 20.5% above the state average.

With a price-to-rent ratio of 20.3, renting is generally more cost-effective than buying in the short to medium term. The market favors buyers only for long-term holds.

McCook County has an owner-occupancy rate of 79.5%, compared to 72.6% in South Dakota and 73.3% nationally. This indicates a more homeowner-heavy market than the U.S. average.

Similar Counties by Home Value

CountyStateMedian Home ValueMedian Rent
Dubois County Indiana $230,100 $834
Lyon County Iowa $230,000 $843
West Baton Rouge Parish Louisiana $229,900 $973
Treasure County Montana $230,300 $850
Tulsa County Oklahoma $230,400 $1,110

Other Counties in South Dakota

CountyMedian Home ValueMedian RentOwner Occ.
Clay County $232,300 $770 50.8%
Moody County $226,500 $758 73.5%
Yankton County $225,900 $781 72.7%
Turner County $222,900 $742 79.0%
Codington County $237,700 $938 69.8%

Data Source: U.S. Census Bureau, American Community Survey (ACS) 2024 5-Year Estimates (2017–2024). Variables: B25077 (Median Home Value), B25064 (Median Gross Rent), B25003 (Tenure). Data collected on 2026-10-14. The price-to-rent ratio is calculated as Median Home Value ÷ (Median Monthly Rent × 12).