Lincoln County, Tennessee Housing Market
In Lincoln County, Tennessee, the median home value is $229,700, with a median monthly rent of $857. This places Lincoln County at #1082 nationally out of 3134 counties by median home value, and #36 within Tennessee.
📈 Price Trend (2017 → 2024)
📊 Recent Market Momentum (FHFA HPI)
FHFA House Price Index — All-Transactions, Annual (2000 = 100) · Latest: 2025
📍 Economic Snapshot
Employment & Wages
- Avg weekly wage: $989
- Establishments: 720
- BLS QCEW, 2025
Housing Supply
- Single-family: 150
- Multi-family: 9
- U.S. Census Bureau, Building Permits Survey
Migration Patterns
- Inflow: 13,942 (avg $73,219)
- Outflow: 13,143 (avg $73,451)
- IRS Statistics of Income
📍 Sub-Market Activity
Top 1 active ZIP codes in Lincoln County · Latest: 2025
| # | ZIP Code | HPI | YoY Change | Latest Year |
|---|---|---|---|---|
| 1 | 38488 | 305.5 | — | 2024 |
Source: FHFA HPI for Five-Digit ZIP Codes (All-Transactions Index, 2000 = 100).
This product uses FHFA Data but is neither endorsed nor certified by FHFA.
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💰 Mortgage Guide → 🧾 Property Tax Data →How Lincoln County Compares
| Metric | Lincoln County | Tennessee Average | U.S. Average |
|---|---|---|---|
| Median Home Value | $229,700 | $223,385 | $227,706 |
| Median Gross Rent | $857 | $892 | $968 |
| Owner Occupancy Rate | 75.8% | 74.1% | 73.3% |
| Price/Rent Ratio | 22.3 | 20.5 | 18.7 |
Market Analysis
The median home value in Lincoln County is 2.8% above the Tennessee state average and 0.9% above the U.S. national average. The median rent of $857/month is 3.9% below the state average.
With a price-to-rent ratio of 22.3, renting is generally more cost-effective than buying in the short to medium term. The market favors buyers only for long-term holds.
Lincoln County has an owner-occupancy rate of 75.8%, compared to 74.1% in Tennessee and 73.3% nationally. This indicates a more homeowner-heavy market than the U.S. average.
Similar Counties by Home Value
| County | State | Median Home Value | Median Rent |
|---|---|---|---|
| Grant County | Oregon | $229,700 | $789 |
| Harrison County | Indiana | $229,600 | $836 |
| Baltimore city | Maryland | $229,600 | $1,331 |
| Cole County | Missouri | $229,600 | $834 |
| Lynchburg city | Virginia | $229,800 | $1,073 |
Other Counties in Tennessee
| County | Median Home Value | Median Rent | Owner Occ. |
|---|---|---|---|
| Jefferson County | $229,300 | $904 | 75.8% |
| Monroe County | $227,500 | $714 | 72.2% |
| Sequatchie County | $232,600 | $818 | 78.0% |
| Roane County | $232,900 | $785 | 78.1% |
| Macon County | $225,700 | $846 | 73.6% |
Data Source: U.S. Census Bureau, American Community Survey (ACS) 2024 5-Year Estimates (2017–2024). Variables: B25077 (Median Home Value), B25064 (Median Gross Rent), B25003 (Tenure). Data collected on 2026-10-14. The price-to-rent ratio is calculated as Median Home Value ÷ (Median Monthly Rent × 12).