ZIP Code 05672 Housing Market

ZIP code 05672 is located in Lamoille County, Vermont. Based on the FHFA House Price Index, the most recent annual HPI value is 413.2 (2000 = 100) , with a year-over-year change of +15.56% as of 2025.

FHFA HPI 413.2
YoY Change +15.56%
Data Years 35
Latest Year 2025

📈 05672 HPI Trend

FHFA House Price Index for Five-Digit ZIP Codes (2000 = 100)

📝 Local Market Notes

The housing market in ZIP code 05672, located in Lamoille County, Vermont, exhibits a distinct and aggressive upward price trajectory. The Home Price Index (HPI) has surged from 246.16 in 2021 to 413.19 in 2025, representing a cumulative increase of approximately 67.8% over four years. This rapid appreciation is punctuated by a notable dip in 2024, where the HPI declined to 357.57, before rebounding sharply to its current level. Such volatility suggests a market experiencing intense demand fluctuations, potentially driven by limited inventory or specific local economic drivers that override broader regional trends. ZIP 05672 is currently outpacing both its parent county and the state of Vermont in year-over-year performance. With a 15.56% YoY increase, the ZIP code significantly exceeds the county’s 12.30% growth and the state’s 7.16% average. This divergence signals that 05672 is a high-growth sub-market within a more moderate regional landscape. Compared to nearby ZIPs 05661 and 05655, which show lower HPI levels and slower growth rates, 05672 appears to be the premium segment of the local housing ecosystem. The HPI value of 413.2 indicates that home prices are more than four times their 2000 levels, reflecting substantial long-term appreciation. The sub-market character of 05672 aligns with a higher-end residential segment rather than an entry-level or renter-heavy area. While the parent county’s median home value is $304,700 and the owner-occupancy rate is 72.9%, the ZIP’s specific HPI suggests that properties here command a premium over the county median. The median household income in the county stands at $74,908, which may constrain local purchasing power, yet the price surge implies that external buyers or high-income earners are driving demand. Prospective buyers should note that the 30-year mortgage rate of 7.40% significantly impacts affordability, as the rapid price appreciation in 05672 requires higher income levels to qualify for standard loan amounts. Residents and investors must recognize that this ZIP code operates under different market dynamics than the broader Lamoille County, characterized by steep price escalation and limited historical price stability.

Based on FHFA House Price Index data.

About This ZIP Code

ZIP code 05672 is one of the most active real estate sub-markets in Lamoille County, Vermont. The FHFA House Price Index tracks cumulative price appreciation since 2000, providing a consistent measure of long-term value change in this specific ZIP area.

For full county-level context, see the Lamoille County Housing Market page, which includes ACS median home values, rent, owner-occupancy, employment, migration, and other economic indicators.

Other Active ZIPs in Lamoille County

ZIP Code HPI YoY Latest Year
05661 357.5 +6.99% 2025
05655 304.7 +13.70% 2023

Data Source: FHFA House Price Index for Five-Digit ZIP Codes (All-Transactions Index, 2000 = 100). Data as of 2025. This product uses FHFA Data but is neither endorsed nor certified by FHFA.