Jo Daviess County, Illinois Housing Market
In Jo Daviess County, Illinois, the median home value is $209,900, with a median monthly rent of $825. This places Jo Daviess County at #1303 nationally out of 3134 counties by median home value, and #13 within Illinois.
📈 Price Trend (2017 → 2024)
📊 Recent Market Momentum (FHFA HPI)
FHFA House Price Index — All-Transactions, Annual (2000 = 100) · Latest: 2025
📍 Economic Snapshot
Employment & Wages
- Avg weekly wage: $943
- Establishments: 687
- BLS QCEW, 2025
Housing Supply
- Single-family: 40
- Multi-family: 2
- U.S. Census Bureau, Building Permits Survey
Migration Patterns
- Inflow: 10,158 (avg $81,805)
- Outflow: 9,588 (avg $80,867)
- IRS Statistics of Income
📍 Sub-Market Activity
Top 4 active ZIP codes in Jo Daviess County · Latest: 2025
| # | ZIP Code | HPI | YoY Change | Latest Year |
|---|---|---|---|---|
| 1 | 61085 | 165.3 | — | 2025 |
| 2 | 61036 | 195.3 | +13.52% | 2025 |
| 3 | 61048 | 179.1 | +10.74% | 2025 |
| 4 | 61025 | 211.6 | +4.48% | 2025 |
Source: FHFA HPI for Five-Digit ZIP Codes (All-Transactions Index, 2000 = 100).
This product uses FHFA Data but is neither endorsed nor certified by FHFA.
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💰 Mortgage Guide → 🧾 Property Tax Data →How Jo Daviess County Compares
| Metric | Jo Daviess County | Illinois Average | U.S. Average |
|---|---|---|---|
| Median Home Value | $209,900 | $153,019 | $227,706 |
| Median Gross Rent | $825 | $867 | $968 |
| Owner Occupancy Rate | 80.4% | 75.8% | 73.3% |
| Price/Rent Ratio | 21.2 | 14.5 | 18.7 |
Market Analysis
The median home value in Jo Daviess County is 37.2% above the Illinois state average and 7.8% below the U.S. national average. The median rent of $825/month is 4.8% below the state average.
With a price-to-rent ratio of 21.2, renting is generally more cost-effective than buying in the short to medium term. The market favors buyers only for long-term holds.
Jo Daviess County has an owner-occupancy rate of 80.4%, compared to 75.8% in Illinois and 73.3% nationally. This indicates a more homeowner-heavy market than the U.S. average.
Similar Counties by Home Value
| County | State | Median Home Value | Median Rent |
|---|---|---|---|
| Boyle County | Kentucky | $209,900 | $778 |
| Victoria County | Texas | $209,900 | $1,157 |
| Colorado County | Texas | $209,800 | $926 |
| Monroe County | Wisconsin | $210,000 | $914 |
| Lincoln Parish | Louisiana | $210,100 | $825 |
Other Counties in Illinois
| County | Median Home Value | Median Rent | Owner Occ. |
|---|---|---|---|
| McLean County | $208,400 | $1,009 | 65.1% |
| Champaign County | $211,500 | $1,051 | 54.0% |
| Boone County | $216,900 | $1,041 | 81.8% |
| Woodford County | $197,600 | $912 | 85.7% |
| Kankakee County | $192,600 | $1,097 | 69.9% |
Data Source: U.S. Census Bureau, American Community Survey (ACS) 2024 5-Year Estimates (2017–2024). Variables: B25077 (Median Home Value), B25064 (Median Gross Rent), B25003 (Tenure). Data collected on 2026-10-14. The price-to-rent ratio is calculated as Median Home Value ÷ (Median Monthly Rent × 12).