Jefferson County, Missouri Housing Market

In Jefferson County, Missouri, the median home value is $237,200, with a median monthly rent of $979. This places Jefferson County at #1018 nationally out of 3134 counties by median home value, and #12 within Missouri.

Median Home Value $237,200
Median Rent $979/mo
Owner Occupancy 82.2%
Price/Rent Ratio 20.2

📈 Price Trend (2017 → 2024)

📊 Recent Market Momentum (FHFA HPI)

FHFA House Price Index — All-Transactions, Annual (2000 = 100) · Latest: 2025

💡 Year-over-Year Trend: Home prices in Jefferson County rose +4.0% year-over-year as of 2025. (Source: FHFA)

📍 Economic Snapshot

💼

Employment & Wages

40,931
jobs (private sector)
  • Avg weekly wage: $1,004
  • Establishments: 4,514
  • BLS QCEW, 2025
🏗️

Housing Supply

617
new units authorized (2025)
  • Single-family: 609
  • Multi-family: 8
  • U.S. Census Bureau, Building Permits Survey
🚚

Migration Patterns

+3311
net migration (filers, 2021-2022)
  • Inflow: 95,197 (avg $72,168)
  • Outflow: 91,886 (avg $72,322)
  • IRS Statistics of Income

📍 Sub-Market Activity

Top 10 active ZIP codes in Jefferson County · Latest: 2025

# ZIP Code HPI YoY Change Latest Year
1 63023 225.1 +20.17% 2025
2 63628 213.8 -1.67% 2025
3 63070 206.7 -1.71% 2025
4 63012 238.0 +1.94% 2025
5 63025 216.7 -5.96% 2025
6 63010 232.8 +5.45% 2025
7 63048 226.3 +5.17% 2025
8 63019 227.8 +7.74% 2025
9 63049 200.1 -6.38% 2025
10 63051 223.4 +4.42% 2025

Source: FHFA HPI for Five-Digit ZIP Codes (All-Transactions Index, 2000 = 100).
This product uses FHFA Data but is neither endorsed nor certified by FHFA.

How Jefferson County Compares

MetricJefferson CountyMissouri AverageU.S. Average
Median Home Value $237,200 $175,712 $227,706
Median Gross Rent $979 $782 $968
Owner Occupancy Rate 82.2% 73.7% 73.3%
Price/Rent Ratio 20.2 18.8 18.7

Market Analysis

The median home value in Jefferson County is 35.0% above the Missouri state average and 4.2% above the U.S. national average. The median rent of $979/month is 25.2% above the state average.

With a price-to-rent ratio of 20.2, renting is generally more cost-effective than buying in the short to medium term. The market favors buyers only for long-term holds.

Jefferson County has an owner-occupancy rate of 82.2%, compared to 73.7% in Missouri and 73.3% nationally. This indicates a more homeowner-heavy market than the U.S. average.

Similar Counties by Home Value

CountyStateMedian Home ValueMedian Rent
Dubuque County Iowa $237,300 $959
Riley County Kansas $237,100 $1,046
Oconee County South Carolina $237,100 $881
Rankin County Mississippi $237,400 $1,270
Grimes County Texas $237,400 $1,069

Other Counties in Missouri

CountyMedian Home ValueMedian RentOwner Occ.
Johnson County $235,700 $932 63.5%
Jackson County $230,500 $1,197 59.1%
Lincoln County $244,300 $961 79.0%
Cole County $229,600 $834 67.9%
Webster County $228,800 $789 77.4%

Data Source: U.S. Census Bureau, American Community Survey (ACS) 2024 5-Year Estimates (2017–2024). Variables: B25077 (Median Home Value), B25064 (Median Gross Rent), B25003 (Tenure). Data collected on 2026-10-14. The price-to-rent ratio is calculated as Median Home Value ÷ (Median Monthly Rent × 12).