Howard County, Iowa Housing Market

In Howard County, Iowa, the median home value is $147,800, with a median monthly rent of $713. This places Howard County at #2267 nationally out of 3134 counties by median home value, and #67 within Iowa.

Median Home Value $147,800
Median Rent $713/mo
Owner Occupancy 77.4%
Price/Rent Ratio 17.3

📈 Price Trend (2017 → 2024)

📊 Recent Market Momentum (FHFA HPI)

FHFA House Price Index — All-Transactions, Annual (2000 = 100) · Latest: 2025

💡 Year-over-Year Trend: Home prices in Howard County rose +9.0% year-over-year as of 2025. (Source: FHFA)

📍 Economic Snapshot

💼

Employment & Wages

3,506
jobs (private sector)
  • Avg weekly wage: $961
  • Establishments: 318
  • BLS QCEW, 2025
🏗️

Housing Supply

6
new units authorized (2025)
  • Single-family: 6
  • Multi-family: 0
  • U.S. Census Bureau, Building Permits Survey
🚚

Migration Patterns

+189
net migration (filers, 2021-2022)
  • Inflow: 3,975 (avg $72,167)
  • Outflow: 3,786 (avg $73,248)
  • IRS Statistics of Income

📍 Sub-Market Activity

Top 1 active ZIP codes in Howard County · Latest: 2025

# ZIP Code HPI YoY Change Latest Year
1 52136 260.5 +3.28% 2025

Source: FHFA HPI for Five-Digit ZIP Codes (All-Transactions Index, 2000 = 100).
This product uses FHFA Data but is neither endorsed nor certified by FHFA.

How Howard County Compares

MetricHoward CountyIowa AverageU.S. Average
Median Home Value $147,800 $171,037 $227,706
Median Gross Rent $713 $832 $968
Owner Occupancy Rate 77.4% 75.8% 73.3%
Price/Rent Ratio 17.3 17.0 18.7

Market Analysis

The median home value in Howard County is 13.6% below the Iowa state average and 35.1% below the U.S. national average. The median rent of $713/month is 14.3% below the state average.

With a price-to-rent ratio of 17.3, the buy-vs-rent decision in Howard County is balanced. Whether buying or renting makes more sense depends on your time horizon, down payment capacity, and local market conditions.

Howard County has an owner-occupancy rate of 77.4%, compared to 75.8% in Iowa and 73.3% nationally. This indicates a more homeowner-heavy market than the U.S. average.

Similar Counties by Home Value

CountyStateMedian Home ValueMedian Rent
Graves County Kentucky $147,800 $775
Garvin County Oklahoma $147,800 $825
Livingston County Missouri $147,700 $768
Herkimer County New York $147,700 $823
Hamilton County Texas $147,700 $885

Other Counties in Iowa

CountyMedian Home ValueMedian RentOwner Occ.
Kossuth County $148,300 $859 78.6%
Tama County $148,600 $872 76.0%
Worth County $145,800 $758 83.2%
Louisa County $150,100 $775 80.3%
Marshall County $145,500 $885 75.0%

Data Source: U.S. Census Bureau, American Community Survey (ACS) 2024 5-Year Estimates (2017–2024). Variables: B25077 (Median Home Value), B25064 (Median Gross Rent), B25003 (Tenure). Data collected on 2026-10-14. The price-to-rent ratio is calculated as Median Home Value ÷ (Median Monthly Rent × 12).