Hardin County, Tennessee Housing Market

In Hardin County, Tennessee, the median home value is $160,400, with a median monthly rent of $775. This places Hardin County at #2010 nationally out of 3134 counties by median home value, and #73 within Tennessee.

Median Home Value $160,400
Median Rent $775/mo
Owner Occupancy 78.0%
Price/Rent Ratio 17.2

📈 Price Trend (2017 → 2024)

📊 Recent Market Momentum (FHFA HPI)

FHFA House Price Index — All-Transactions, Annual (2000 = 100) · Latest: 2025

💡 Year-over-Year Trend: Home prices in Hardin County rose +4.2% year-over-year as of 2025. (Source: FHFA)

📍 Economic Snapshot

💼

Employment & Wages

6,477
jobs (private sector)
  • Avg weekly wage: $1,050
  • Establishments: 547
  • BLS QCEW, 2025
🏗️

Housing Supply

26
new units authorized (2025)
  • Single-family: 22
  • Multi-family: 4
  • U.S. Census Bureau, Building Permits Survey
🚚

Migration Patterns

+844
net migration (filers, 2021-2022)
  • Inflow: 10,072 (avg $65,535)
  • Outflow: 9,228 (avg $65,164)
  • IRS Statistics of Income

📍 Sub-Market Activity

Top 1 active ZIP codes in Hardin County · Latest: 2025

# ZIP Code HPI YoY Change Latest Year
1 38372 245.8 +5.72% 2025

Source: FHFA HPI for Five-Digit ZIP Codes (All-Transactions Index, 2000 = 100).
This product uses FHFA Data but is neither endorsed nor certified by FHFA.

How Hardin County Compares

MetricHardin CountyTennessee AverageU.S. Average
Median Home Value $160,400 $223,385 $227,706
Median Gross Rent $775 $892 $968
Owner Occupancy Rate 78.0% 74.1% 73.3%
Price/Rent Ratio 17.2 20.5 18.7

Market Analysis

The median home value in Hardin County is 28.2% below the Tennessee state average and 29.6% below the U.S. national average. The median rent of $775/month is 13.1% below the state average.

With a price-to-rent ratio of 17.2, the buy-vs-rent decision in Hardin County is balanced. Whether buying or renting makes more sense depends on your time horizon, down payment capacity, and local market conditions.

Hardin County has an owner-occupancy rate of 78.0%, compared to 74.1% in Tennessee and 73.3% nationally. This indicates a more homeowner-heavy market than the U.S. average.

Similar Counties by Home Value

CountyStateMedian Home ValueMedian Rent
Adair County Iowa $160,400 $799
Putnam County Florida $160,300 $906
Johnson County Illinois $160,500 $781
Edmonson County Kentucky $160,300 $778
Crittenden County Arkansas $160,200 $911

Other Counties in Tennessee

CountyMedian Home ValueMedian RentOwner Occ.
Henry County $160,200 $761 73.5%
Claiborne County $159,900 $745 72.2%
Van Buren County $159,200 $700 86.4%
McNairy County $161,800 $723 79.7%
Crockett County $158,900 $857 71.6%

Data Source: U.S. Census Bureau, American Community Survey (ACS) 2024 5-Year Estimates (2017–2024). Variables: B25077 (Median Home Value), B25064 (Median Gross Rent), B25003 (Tenure). Data collected on 2026-10-14. The price-to-rent ratio is calculated as Median Home Value ÷ (Median Monthly Rent × 12).