ZIP Code 05458 Housing Market
ZIP code 05458 is located in Grand Isle County, Vermont. Based on the FHFA House Price Index, the most recent annual HPI value is 351.3 (2000 = 100) , with a year-over-year change of +10.95% as of 2025.
📈 05458 HPI Trend
FHFA House Price Index for Five-Digit ZIP Codes (2000 = 100)
📝 Local Market Notes
The housing market in ZIP code 05458, located in Grand Isle County, Vermont, exhibits a robust and accelerating price trajectory. Over the past five years, the Home Price Index (HPI) has surged from 238.52 in 2021 to 351.34 in 2025. This represents a cumulative appreciation of approximately 47.3%, indicating sustained demand that has outpaced broader regional trends. The most recent year-over-year increase of 10.95% highlights a sharp acceleration in value, reversing the slight 0.29% dip observed between 2023 and 2024. This recent momentum suggests that local inventory constraints or heightened desirability are driving prices upward with greater intensity than in previous years. When compared to broader geographic benchmarks, ZIP 05458 demonstrates significant divergence. The ZIP’s 10.95% year-over-year growth exceeds the Grand Isle County average of 7.09% and the Vermont state average of 7.16%. This outperformance signals that 05458 is functioning as a premium sub-market within the county. Unlike neighboring ZIP 05486, which experienced a 2.02% decline, 05458 shows distinct resilience and strength. The parent county’s high owner-occupancy rate of 89.9% and median household income of $97,396 support a stable, established residential base, while the median home value of $394,100 suggests a mid-to-upper-tier market rather than an entry-level or renter-heavy environment. For prospective buyers, the data indicates that ZIP 05458 is a high-demand area with limited price stability. The HPI level of 351.3, which is 3.5 times the 2000 baseline, confirms substantial long-term appreciation. With national 30-year mortgage rates at 7.40%, the cost of entry is elevated, and the local premium over county averages suggests that properties in this ZIP command a higher price per square foot than the surrounding region. Residents and investors should recognize that this sub-market is characterized by strong equity growth but also higher entry barriers compared to the rest of Grand Isle County.
About This ZIP Code
ZIP code 05458 is one of the most active real estate sub-markets in Grand Isle County, Vermont. The FHFA House Price Index tracks cumulative price appreciation since 2000, providing a consistent measure of long-term value change in this specific ZIP area.
For full county-level context, see the Grand Isle County Housing Market page, which includes ACS median home values, rent, owner-occupancy, employment, migration, and other economic indicators.
Other Active ZIPs in Grand Isle County
| ZIP Code | HPI | YoY | Latest Year |
|---|---|---|---|
| 05486 | 301.3 | -2.02% | 2025 |
Data Source: FHFA House Price Index for Five-Digit ZIP Codes (All-Transactions Index, 2000 = 100). Data as of 2025. This product uses FHFA Data but is neither endorsed nor certified by FHFA.