Charlotte County, Florida Housing Market
In Charlotte County, Florida, the median home value is $328,900, with a median monthly rent of $1,464. This places Charlotte County at #497 nationally out of 3134 counties by median home value, and #25 within Florida.
📈 Price Trend (2017 → 2024)
📊 Recent Market Momentum (FHFA HPI)
FHFA House Price Index — All-Transactions, Annual (2000 = 100) · Latest: 2025
📍 Economic Snapshot
Employment & Wages
- Avg weekly wage: $1,037
- Establishments: 5,935
- BLS QCEW, 2025
Housing Supply
- Single-family: 2,571
- Multi-family: 444
- U.S. Census Bureau, Building Permits Survey
Migration Patterns
- Inflow: 90,400 (avg $90,472)
- Outflow: 79,063 (avg $83,216)
- IRS Statistics of Income
📍 Sub-Market Activity
Top 10 active ZIP codes in Charlotte County · Latest: 2025
| # | ZIP Code | HPI | YoY Change | Latest Year |
|---|---|---|---|---|
| 1 | 33947 | 243.8 | — | 2025 |
| 2 | 33981 | 295.3 | +8.13% | 2025 |
| 3 | 34269 | 337.3 | — | 2025 |
| 4 | 33983 | 288.2 | -17.49% | 2025 |
| 5 | 33955 | 289.4 | -6.14% | 2025 |
| 6 | 33952 | 320.6 | -9.26% | 2025 |
| 7 | 34223 | 339.9 | -12.16% | 2025 |
| 8 | 33950 | 262.9 | -11.82% | 2025 |
| 9 | 33948 | 297.6 | -9.74% | 2025 |
| 10 | 33917 | 373.5 | +8.58% | 2025 |
Source: FHFA HPI for Five-Digit ZIP Codes (All-Transactions Index, 2000 = 100).
This product uses FHFA Data but is neither endorsed nor certified by FHFA.
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💰 Mortgage Guide → 🧾 Property Tax Data →How Charlotte County Compares
| Metric | Charlotte County | Florida Average | U.S. Average |
|---|---|---|---|
| Median Home Value | $328,900 | $284,325 | $227,706 |
| Median Gross Rent | $1,464 | $1,303 | $968 |
| Owner Occupancy Rate | 83.8% | 74.6% | 73.3% |
| Price/Rent Ratio | 18.7 | 17.6 | 18.7 |
Market Analysis
The median home value in Charlotte County is 15.7% above the Florida state average and 44.4% above the U.S. national average. The median rent of $1,464/month is 12.4% above the state average.
With a price-to-rent ratio of 18.7, the buy-vs-rent decision in Charlotte County is balanced. Whether buying or renting makes more sense depends on your time horizon, down payment capacity, and local market conditions.
Charlotte County has an owner-occupancy rate of 83.8%, compared to 74.6% in Florida and 73.3% nationally. This indicates a more homeowner-heavy market than the U.S. average.
Similar Counties by Home Value
| County | State | Median Home Value | Median Rent |
|---|---|---|---|
| Franklin County | Massachusetts | $329,000 | $1,177 |
| Dorchester County | South Carolina | $329,300 | $1,463 |
| Chambers County | Texas | $329,500 | $1,609 |
| Santa Rosa County | Florida | $329,800 | $1,544 |
| Churchill County | Nevada | $329,900 | $1,319 |
Other Counties in Florida
| County | Median Home Value | Median Rent | Owner Occ. |
|---|---|---|---|
| Santa Rosa County | $329,800 | $1,544 | 80.6% |
| Lake County | $318,400 | $1,586 | 77.6% |
| Brevard County | $339,600 | $1,556 | 76.7% |
| Volusia County | $313,000 | $1,467 | 73.7% |
| Clay County | $312,500 | $1,551 | 75.9% |
Data Source: U.S. Census Bureau, American Community Survey (ACS) 2024 5-Year Estimates (2017–2024). Variables: B25077 (Median Home Value), B25064 (Median Gross Rent), B25003 (Tenure). Data collected on 2026-10-14. The price-to-rent ratio is calculated as Median Home Value ÷ (Median Monthly Rent × 12).