ZIP Code 49640 Housing Market
ZIP code 49640 is located in Benzie County, Michigan. Based on the FHFA House Price Index, the most recent annual HPI value is 327.5 (2000 = 100) , with a year-over-year change of +8.89% as of 2024.
📈 49640 HPI Trend
FHFA House Price Index for Five-Digit ZIP Codes (2000 = 100)
About This ZIP Code
ZIP code 49640 is one of the most active real estate sub-markets in Benzie County, Michigan. The FHFA House Price Index tracks cumulative price appreciation since 2000, providing a consistent measure of long-term value change in this specific ZIP area.
For full county-level context, see the Benzie County Housing Market page, which includes ACS median home values, rent, owner-occupancy, employment, migration, and other economic indicators.
Other Active ZIPs in Benzie County
| ZIP Code | HPI | YoY | Latest Year |
|---|---|---|---|
| 49630 | 303.6 | +10.82% | 2025 |
| 49683 | 291.7 | +27.85% | 2025 |
| 49650 | 321.9 | +6.38% | 2025 |
| 49635 | 341.2 | +6.84% | 2025 |
| 49617 | 265.0 | +15.93% | 2025 |
| 49643 | 289.0 | +0.24% | 2025 |
| 49684 | 296.6 | +1.73% | 2025 |
| 49616 | 228.0 | +41.14% | 2022 |
Data Source: FHFA House Price Index for Five-Digit ZIP Codes (All-Transactions Index, 2000 = 100). Data as of 2024. This product uses FHFA Data but is neither endorsed nor certified by FHFA.