ZIP Code 05255 Housing Market

📝 Local Market Notes

The housing market in ZIP code 05255, located within Bennington County, Vermont, demonstrates a robust and accelerating price trajectory over the past five years. According to the FHFA House Price Index, the area’s HPI surged from 200.74 in 2021 to 320.14 in 2025, representing a cumulative increase of approximately 59.5%. This steep upward curve indicates significant appreciation, with the most recent year-over-year growth reaching 5.50%. Such sustained momentum suggests strong underlying demand that has persisted despite broader economic headwinds, positioning the area as a high-growth segment within the regional landscape. When compared to broader geographic benchmarks, ZIP 05255 is outperforming its immediate surroundings. The ZIP’s 5.50% year-over-year growth exceeds the Bennington County average of 4.64%, though it lags slightly behind the Vermont state average of 7.16%. This divergence signals that while the county experiences moderate stability, specific sub-markets like 05255 are attracting disproportionate capital flows. In contrast to nearby ZIP 05201, which saw a slight decline of -0.21%, and ZIP 05363, which grew by 3.09%, the 05255 market exhibits distinct strength. This outperformance relative to neighboring areas suggests unique local drivers, potentially linked to specific amenities or infrastructure developments that differentiate it from the rest of the county. The sub-market character of ZIP 05255 aligns with a mid-to-upper-tier residential segment. With a parent county median home value of $279,900 and an owner-occupancy rate of 73.7%, the area supports a substantial base of long-term residents rather than transient renters. The HPI level of 320.14, significantly above the 2000 baseline, reflects a maturing market where price points have risen well above historical norms. For prospective buyers, the combination of high appreciation rates and a 7.40% national mortgage rate creates a challenging entry point. The data indicates that while inventory may be limited by high demand, the market remains fundamentally driven by owner-occupants seeking stability in a region with a median household income of $73,325.

Based on FHFA House Price Index data.