Bell County, Texas Housing Market

In Bell County, Texas, the median home value is $241,000, with a median monthly rent of $1,224. This places Bell County at #969 nationally out of 3134 counties by median home value, and #52 within Texas.

Median Home Value $241,000
Median Rent $1,224/mo
Owner Occupancy 56.5%
Price/Rent Ratio 16.4

📈 Price Trend (2017 → 2024)

📊 Recent Market Momentum (FHFA HPI)

FHFA House Price Index — All-Transactions, Annual (2000 = 100) · Latest: 2025

💡 Year-over-Year Trend: Home prices in Bell County fell -2.1% year-over-year as of 2025. (Source: FHFA)

📍 Economic Snapshot

💼

Employment & Wages

99,582
jobs (private sector)
  • Avg weekly wage: $1,235
  • Establishments: 6,364
  • BLS QCEW, 2025
🏗️

Housing Supply

2,839
new units authorized (2025)
  • Single-family: 2,170
  • Multi-family: 669
  • U.S. Census Bureau, Building Permits Survey
🚚

Migration Patterns

+10859
net migration (filers, 2021-2022)
  • Inflow: 147,615 (avg $65,611)
  • Outflow: 136,756 (avg $66,353)
  • IRS Statistics of Income

📍 Sub-Market Activity

Top 10 active ZIP codes in Bell County · Latest: 2025

# ZIP Code HPI YoY Change Latest Year
1 76579 320.0 -4.14% 2025
2 76543 279.8 +4.84% 2025
3 76513 279.2 -2.98% 2025
4 76528 360.9 +4.88% 2025
5 76501 312.6 -0.23% 2025
6 76542 233.2 -2.29% 2025
7 76504 263.3 -4.73% 2025
8 76548 225.2 -0.72% 2025
9 76571 271.6 +0.93% 2025
10 76502 259.7 +0.41% 2025

Source: FHFA HPI for Five-Digit ZIP Codes (All-Transactions Index, 2000 = 100).
This product uses FHFA Data but is neither endorsed nor certified by FHFA.

How Bell County Compares

MetricBell CountyTexas AverageU.S. Average
Median Home Value $241,000 $186,278 $227,706
Median Gross Rent $1,224 $997 $968
Owner Occupancy Rate 56.5% 73.2% 73.3%
Price/Rent Ratio 16.4 15.2 18.7

Market Analysis

The median home value in Bell County is 29.4% above the Texas state average and 5.8% above the U.S. national average. The median rent of $1,224/month is 22.8% above the state average.

With a price-to-rent ratio of 16.4, the buy-vs-rent decision in Bell County is balanced. Whether buying or renting makes more sense depends on your time horizon, down payment capacity, and local market conditions.

Bell County has an owner-occupancy rate of 56.5%, compared to 73.2% in Texas and 73.3% nationally. This indicates a more renter-heavy market than the U.S. average.

Similar Counties by Home Value

CountyStateMedian Home ValueMedian Rent
Catoosa County Georgia $240,900 $993
Rains County Texas $241,100 $989
Bayfield County Wisconsin $240,800 $812
Lake County Minnesota $241,300 $1,093
Seward County Nebraska $241,300 $980

Other Counties in Texas

CountyMedian Home ValueMedian RentOwner Occ.
Rains County $241,100 $989 82.6%
Smith County $240,700 $1,238 68.8%
Caldwell County $240,500 $1,173 75.3%
Cooke County $240,400 $1,047 71.8%
Hunt County $241,700 $1,222 71.3%

Data Source: U.S. Census Bureau, American Community Survey (ACS) 2024 5-Year Estimates (2017–2024). Variables: B25077 (Median Home Value), B25064 (Median Gross Rent), B25003 (Tenure). Data collected on 2026-10-14. The price-to-rent ratio is calculated as Median Home Value ÷ (Median Monthly Rent × 12).