Stevens County, Washington Housing Market
In Stevens County, Washington, the median home value is $350,600, with a median monthly rent of $898. This places Stevens County at #414 nationally out of 3134 counties by median home value, and #28 within Washington.
📈 Price Trend (2017 → 2024)
📊 Recent Market Momentum (FHFA HPI)
FHFA House Price Index — All-Transactions, Annual (2000 = 100) · Latest: 2025
📍 Economic Snapshot
Employment & Wages
- Avg weekly wage: $1,020
- Establishments: 956
- BLS QCEW, 2025
Housing Supply
- Single-family: 196
- Multi-family: 0
- U.S. Census Bureau, Building Permits Survey
Migration Patterns
- Inflow: 18,523 (avg $72,501)
- Outflow: 16,978 (avg $72,084)
- IRS Statistics of Income
📍 Sub-Market Activity
Top 4 active ZIP codes in Stevens County · Latest: 2025
| # | ZIP Code | HPI | YoY Change | Latest Year |
|---|---|---|---|---|
| 1 | 99148 | 523.8 | -0.51% | 2025 |
| 2 | 99109 | 318.4 | -12.50% | 2025 |
| 3 | 99114 | 323.4 | -8.25% | 2025 |
| 4 | 99181 | 289.4 | +29.86% | 2022 |
Source: FHFA HPI for Five-Digit ZIP Codes (All-Transactions Index, 2000 = 100).
This product uses FHFA Data but is neither endorsed nor certified by FHFA.
💰 Ready to Finance a Purchase?
See the 2026 FHA and conforming loan limits for Stevens County, plus monthly payment estimates at today's mortgage rates.
View Mortgage Guide for Stevens County →How Stevens County Compares
| Metric | Stevens County | Washington Average | U.S. Average |
|---|---|---|---|
| Median Home Value | $350,600 | $436,312 | $227,706 |
| Median Gross Rent | $898 | $1,251 | $968 |
| Owner Occupancy Rate | 79.8% | 71.3% | 73.3% |
| Price/Rent Ratio | 32.5 | 29.2 | 18.7 |
Market Analysis
The median home value in Stevens County is 19.6% below the Washington state average and 54.0% above the U.S. national average. The median rent of $898/month is 28.2% below the state average.
With a price-to-rent ratio of 32.5, Stevens County is a strongly rent-favored market. Home prices are high relative to rents, meaning renting is typically far cheaper than owning in the near term.
Stevens County has an owner-occupancy rate of 79.8%, compared to 71.3% in Washington and 73.3% nationally. This indicates a more homeowner-heavy market than the U.S. average.
Similar Counties by Home Value
| County | State | Median Home Value | Median Rent |
|---|---|---|---|
| Hall County | Georgia | $350,400 | $1,341 |
| Jefferson County | West Virginia | $350,800 | $1,108 |
| Okaloosa County | Florida | $351,200 | $1,612 |
| Henderson County | North Carolina | $351,400 | $1,187 |
| Moore County | North Carolina | $351,400 | $1,254 |
Other Counties in Washington
| County | Median Home Value | Median Rent | Owner Occ. |
|---|---|---|---|
| Whitman County | $359,600 | $1,049 | 46.8% |
| Pacific County | $334,800 | $1,005 | 81.8% |
| Pend Oreille County | $367,900 | $855 | 80.8% |
| Asotin County | $325,600 | $1,043 | 73.2% |
| Franklin County | $379,300 | $1,198 | 71.0% |
Data Source: U.S. Census Bureau, American Community Survey (ACS) 2024 5-Year Estimates (2017–2024). Variables: B25077 (Median Home Value), B25064 (Median Gross Rent), B25003 (Tenure). Data collected on 2026-10-14. The price-to-rent ratio is calculated as Median Home Value ÷ (Median Monthly Rent × 12).