ZIP Code 21619 Housing Market

📝 Local Market Notes

ZIP code 21619 in Queen Anne’s County, Maryland, exhibits a volatile recent price trajectory that contrasts sharply with the broader regional stability. The Home Price Index (HPI) for the area rose steadily from 211.87 in 2021 to a peak of 263.58 in 2024, indicating a period of significant appreciation. However, the latest 2025 data shows a sharp reversal, with the HPI declining to 248.73. This represents a year-over-year decrease of 5.63%, signaling a notable cooling or correction in local home values after the previous three years of growth. This performance creates a distinct divergence from both the county and state averages. While the state of Maryland experienced a modest 0.95% year-over-year increase and Queen Anne’s County remained nearly flat at -0.12%, ZIP 21619’s 5.63% decline suggests localized market stress or specific inventory dynamics not present in the surrounding area. The neighboring ZIP 21638 is also declining, albeit at a steeper 8.38%, whereas ZIP 21617 is growing at 4.46%. This variance indicates that 21619 is not part of a uniform county-wide trend but rather a specific sub-market experiencing its own correctionary phase. The sub-market character of ZIP 21619 aligns with the affluent profile of the parent county. With a median household income of $112,826 and an owner-occupancy rate of 82.9%, the area is predominantly residential and established. The county’s median home value of $462,700 suggests that properties in 21619 are likely positioned in the mid-to-upper market range, rather than entry-level or renter-heavy segments. For prospective buyers, the current 5.63% price dip may offer a more favorable entry point compared to the 2024 peak, particularly given the high mortgage rate of 7.40%. Residents should note that while the broader state market remains stable, this specific ZIP code is undergoing a price adjustment, making it a distinct outlier within Queen Anne’s County.

Based on FHFA House Price Index data.