Polk County, Texas Housing Market
In Polk County, Texas, the median home value is $184,800, with a median monthly rent of $987. This places Polk County at #1577 nationally out of 3134 counties by median home value, and #101 within Texas.
How is this calculated?
Composite of 4 axes: Affordability (30%), Stability (25%), Momentum (25%), Vitality (20%), each normalized as a percentile rank across 3134 U.S. counties. Editorial rating only — not investment advice or a property valuation.
Market Phase classifies the current state of the market based on 5-year price growth and recent FHFA momentum: 🔥 Boom · 📈 Growth · ⚖️ Stable · ❄️ Cooling · 🌱 Recovering. This is a present-state classification, not a forecast.
📈 Price Trend (2017 → 2024)
📊 Recent Market Momentum (FHFA HPI)
FHFA House Price Index — All-Transactions, Annual (2000 = 100) · Latest: 2025
📍 Economic Snapshot
Employment & Wages
- Avg weekly wage: $1,005
- Establishments: 888
- BLS QCEW, 2025
Housing Supply
- Single-family: 661
- Multi-family: 0
- U.S. Census Bureau, Building Permits Survey
Migration Patterns
- Inflow: 25,214 (avg $76,398)
- Outflow: 21,579 (avg $71,984)
- IRS Statistics of Income
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Get the complete picture for Polk County — financing options and ongoing ownership costs.
💰 Mortgage Guide → 🧾 Property Tax Data →How Polk County Compares
| Metric | Polk County | Texas Average | U.S. Average |
|---|---|---|---|
| Median Home Value | $184,800 | $186,278 | $227,706 |
| Median Gross Rent | $987 | $997 | $968 |
| Owner Occupancy Rate | 78.1% | 73.2% | 73.3% |
| Price/Rent Ratio | 15.6 | 15.2 | 18.7 |
Market Analysis
The median home value in Polk County is 0.8% below the Texas state average and 18.8% below the U.S. national average. The median rent of $987/month is 1.0% below the state average.
With a price-to-rent ratio of 15.6, the buy-vs-rent decision in Polk County is balanced. Whether buying or renting makes more sense depends on your time horizon, down payment capacity, and local market conditions.
Polk County has an owner-occupancy rate of 78.1%, compared to 73.2% in Texas and 73.3% nationally. This indicates a more homeowner-heavy market than the U.S. average.
Similar Counties by Home Value
| County | State | Median Home Value | Median Rent |
|---|---|---|---|
| Jones County | Iowa | $184,800 | $784 |
| Daniels County | Montana | $184,800 | $581 |
| Costilla County | Colorado | $184,700 | $927 |
| Yates County | New York | $184,700 | $834 |
| Cedar County | Nebraska | $185,000 | $716 |
Other Counties in Texas
| County | Median Home Value | Median Rent | Owner Occ. |
|---|---|---|---|
| Anderson County | $185,300 | $1,041 | 72.3% |
| Robertson County | $185,900 | $779 | 72.4% |
| Leon County | $186,400 | $907 | 76.6% |
| Yoakum County | $182,600 | $973 | 66.8% |
| Liberty County | $181,700 | $1,044 | 82.3% |
Data Source: U.S. Census Bureau, American Community Survey (ACS) 2024 5-Year Estimates (2017–2024). Variables: B25077 (Median Home Value), B25064 (Median Gross Rent), B25003 (Tenure). Data collected on 2026-10-15. The price-to-rent ratio is calculated as Median Home Value ÷ (Median Monthly Rent × 12).