McCulloch County, Texas Housing Market
In McCulloch County, Texas, the median home value is $150,500, with a median monthly rent of $806. This places McCulloch County at #2235 nationally out of 3134 counties by median home value, and #154 within Texas.
How is this calculated?
Composite of 4 axes: Affordability (30%), Stability (25%), Momentum (25%), Vitality (20%), each normalized as a percentile rank across 3134 U.S. counties. Editorial rating only — not investment advice or a property valuation.
Market Phase classifies the current state of the market based on 5-year price growth and recent FHFA momentum: 🔥 Boom · 📈 Growth · ⚖️ Stable · ❄️ Cooling · 🌱 Recovering. This is a present-state classification, not a forecast.
📈 Price Trend (2017 → 2024)
ℹ️ FHFA HPI data is not available for this county due to limited mortgage transaction volume.
📍 Economic Snapshot
Employment & Wages
- Avg weekly wage: $950
- Establishments: 233
- BLS QCEW, 2025
Housing Supply
- Single-family: 6
- Multi-family: 0
- U.S. Census Bureau, Building Permits Survey
Migration Patterns
- Inflow: 3,026 (avg $60,082)
- Outflow: 2,769 (avg $59,151)
- IRS Statistics of Income
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💰 Mortgage Guide → 🧾 Property Tax Data →How McCulloch County Compares
| Metric | McCulloch County | Texas Average | U.S. Average |
|---|---|---|---|
| Median Home Value | $150,500 | $186,278 | $227,706 |
| Median Gross Rent | $806 | $997 | $968 |
| Owner Occupancy Rate | 66.6% | 73.2% | 73.3% |
| Price/Rent Ratio | 15.6 | 15.2 | 18.7 |
Market Analysis
The median home value in McCulloch County is 19.2% below the Texas state average and 33.9% below the U.S. national average. The median rent of $806/month is 19.2% below the state average.
With a price-to-rent ratio of 15.6, the buy-vs-rent decision in McCulloch County is balanced. Whether buying or renting makes more sense depends on your time horizon, down payment capacity, and local market conditions.
McCulloch County has an owner-occupancy rate of 66.6%, compared to 73.2% in Texas and 73.3% nationally. This indicates a more renter-heavy market than the U.S. average.
Similar Counties by Home Value
| County | State | Median Home Value | Median Rent |
|---|---|---|---|
| Saline County | Missouri | $150,500 | $739 |
| Craig County | Oklahoma | $150,500 | $810 |
| Rock Island County | Illinois | $150,400 | $889 |
| Douglas County | Illinois | $150,400 | $848 |
| Lyon County | Kansas | $150,600 | $817 |
Other Counties in Texas
| County | Median Home Value | Median Rent | Owner Occ. |
|---|---|---|---|
| Ward County | $150,700 | $1,118 | 78.5% |
| Uvalde County | $150,800 | $981 | 70.6% |
| Dallam County | $151,400 | $1,081 | 64.0% |
| Karnes County | $149,000 | $957 | 62.4% |
| Moore County | $152,600 | $939 | 62.5% |
Data Source: U.S. Census Bureau, American Community Survey (ACS) 2024 5-Year Estimates (2017–2024). Variables: B25077 (Median Home Value), B25064 (Median Gross Rent), B25003 (Tenure). Data collected on 2026-10-15. The price-to-rent ratio is calculated as Median Home Value ÷ (Median Monthly Rent × 12).