Lincoln County, Nebraska Housing Market

In Lincoln County, Nebraska, the median home value is $189,500, with a median monthly rent of $900. This places Lincoln County at #1523 nationally out of 3134 counties by median home value, and #26 within Nebraska.

Median Home Value $189,500
Median Rent $900/mo
Owner Occupancy 65.6%
Price/Rent Ratio 17.5

💰 Estimated monthly payment: from $1,050/mo (20% down, 30-yr fixed at 7.40%)  ·  Open full mortgage calculator for Lincoln County →

59.4 / 100
Market Score: Challenging · 📈 Growth Phase
💰 52.8 🏠 43.1 📈 73.4 ⚡ 72.4
How is this calculated?

Composite of 4 axes: Affordability (30%), Stability (25%), Momentum (25%), Vitality (20%), each normalized as a percentile rank across 3134 U.S. counties. Editorial rating only — not investment advice or a property valuation.

Market Phase classifies the current state of the market based on 5-year price growth and recent FHFA momentum: 🔥 Boom · 📈 Growth · ⚖️ Stable · ❄️ Cooling · 🌱 Recovering. This is a present-state classification, not a forecast.

📈 Price Trend (2017 → 2024)

📊 Recent Market Momentum (FHFA HPI)

FHFA House Price Index — All-Transactions, Annual (2000 = 100) · Latest: 2025

💡 Year-over-Year Trend: Home prices in Lincoln County rose +3.5% year-over-year as of 2025. (Source: FHFA)

📍 Economic Snapshot

💼

Employment & Wages

12,425
jobs (private sector)
  • Avg weekly wage: $1,025
  • Establishments: 1,032
  • BLS QCEW, 2025
🏗️

Housing Supply

235
new units authorized (2025)
  • Single-family: 44
  • Multi-family: 191
  • U.S. Census Bureau, Building Permits Survey
🚚

Migration Patterns

+820
net migration (filers, 2021-2022)
  • Inflow: 14,005 (avg $72,895)
  • Outflow: 13,185 (avg $73,415)
  • IRS Statistics of Income

📍 Sub-Market Activity

Top 1 active ZIP codes in Lincoln County · Latest: 2025

# ZIP Code HPI YoY Change Latest Year
1 69101 236.9 +2.85% 2025

Source: FHFA HPI for Five-Digit ZIP Codes (All-Transactions Index, 2000 = 100).
This product uses FHFA Data but is neither endorsed nor certified by FHFA.

How Lincoln County Compares

MetricLincoln CountyNebraska AverageU.S. Average
Median Home Value $189,500 $164,635 $227,706
Median Gross Rent $900 $796 $968
Owner Occupancy Rate 65.6% 74.0% 73.3%
Price/Rent Ratio 17.5 17.2 18.7

Market Analysis

The median home value in Lincoln County is 15.1% above the Nebraska state average and 16.8% below the U.S. national average. The median rent of $900/month is 13.1% above the state average.

With a price-to-rent ratio of 17.5, the buy-vs-rent decision in Lincoln County is balanced. Whether buying or renting makes more sense depends on your time horizon, down payment capacity, and local market conditions.

Lincoln County has an owner-occupancy rate of 65.6%, compared to 74.0% in Nebraska and 73.3% nationally. This indicates a more renter-heavy market than the U.S. average.

Similar Counties by Home Value

CountyStateMedian Home ValueMedian Rent
Effingham County Illinois $189,500 $733
Lyon County Kentucky $189,500 $747
York County Nebraska $189,400 $877
Unicoi County Tennessee $189,600 $750
Bledsoe County Tennessee $189,400 $830

Other Counties in Nebraska

CountyMedian Home ValueMedian RentOwner Occ.
York County $189,400 $877 75.5%
Polk County $189,900 $681 78.9%
Adams County $193,100 $857 69.7%
Arthur County $185,900 $750 80.5%
Dakota County $185,700 $1,069 63.9%

Data Source: U.S. Census Bureau, American Community Survey (ACS) 2024 5-Year Estimates (2017–2024). Variables: B25077 (Median Home Value), B25064 (Median Gross Rent), B25003 (Tenure). Data collected on 2026-10-15. The price-to-rent ratio is calculated as Median Home Value ÷ (Median Monthly Rent × 12).