Highland County, Ohio Housing Market

In Highland County, Ohio, the median home value is $168,900, with a median monthly rent of $780. This places Highland County at #1825 nationally out of 3134 counties by median home value, and #53 within Ohio.

Median Home Value $168,900
Median Rent $780/mo
Owner Occupancy 74.3%
Price/Rent Ratio 18.0

💰 Estimated monthly payment: from $936/mo (20% down, 30-yr fixed at 7.40%)  ·  Open full mortgage calculator for Highland County →

58.3 / 100
Market Score: Challenging · 🔥 Boom Phase
💰 73.9 🏠 54.6 📈 76.2 ⚡ 17.3
How is this calculated?

Composite of 4 axes: Affordability (30%), Stability (25%), Momentum (25%), Vitality (20%), each normalized as a percentile rank across 3134 U.S. counties. Editorial rating only — not investment advice or a property valuation.

Market Phase classifies the current state of the market based on 5-year price growth and recent FHFA momentum: 🔥 Boom · 📈 Growth · ⚖️ Stable · ❄️ Cooling · 🌱 Recovering. This is a present-state classification, not a forecast.

📈 Price Trend (2017 → 2024)

📊 Recent Market Momentum (FHFA HPI)

FHFA House Price Index — All-Transactions, Annual (2000 = 100) · Latest: 2025

💡 Year-over-Year Trend: Home prices in Highland County rose +5.8% year-over-year as of 2025. (Source: FHFA)

📍 Economic Snapshot

💼

Employment & Wages

8,428
jobs (private sector)
  • Avg weekly wage: $865
  • Establishments: 772
  • BLS QCEW, 2025
🏗️

Housing Supply

15
new units authorized (2025)
  • Single-family: 10
  • Multi-family: 5
  • U.S. Census Bureau, Building Permits Survey
🚚

Migration Patterns

+542
net migration (filers, 2021-2022)
  • Inflow: 16,744 (avg $55,890)
  • Outflow: 16,202 (avg $56,091)
  • IRS Statistics of Income

📍 Sub-Market Activity

Top 1 active ZIP codes in Highland County · Latest: 2025

# ZIP Code HPI YoY Change Latest Year
1 45612 206.2 — 2024

Source: FHFA HPI for Five-Digit ZIP Codes (All-Transactions Index, 2000 = 100).
This product uses FHFA Data but is neither endorsed nor certified by FHFA.

How Highland County Compares

MetricHighland CountyOhio AverageU.S. Average
Median Home Value $168,900 $196,325 $227,706
Median Gross Rent $780 $904 $968
Owner Occupancy Rate 74.3% 73.7% 73.3%
Price/Rent Ratio 18.0 17.9 18.7

Market Analysis

The median home value in Highland County is 14.0% below the Ohio state average and 25.8% below the U.S. national average. The median rent of $780/month is 13.7% below the state average.

With a price-to-rent ratio of 18.0, the buy-vs-rent decision in Highland County is balanced. Whether buying or renting makes more sense depends on your time horizon, down payment capacity, and local market conditions.

Highland County has an owner-occupancy rate of 74.3%, compared to 73.7% in Ohio and 73.3% nationally. This indicates a more homeowner-heavy market than the U.S. average.

Similar Counties by Home Value

CountyStateMedian Home ValueMedian Rent
Otero County Colorado $168,900 $839
Meriwether County Georgia $168,800 $920
Wilkes County North Carolina $168,800 $723
Woodward County Oklahoma $169,000 $838
Upson County Georgia $168,700 $849

Other Counties in Ohio

CountyMedian Home ValueMedian RentOwner Occ.
Henry County $168,600 $849 82.5%
Clark County $169,900 $872 69.4%
Fayette County $170,700 $822 64.7%
Ross County $171,500 $906 69.6%
Huron County $166,000 $848 74.0%

Data Source: U.S. Census Bureau, American Community Survey (ACS) 2024 5-Year Estimates (2017–2024). Variables: B25077 (Median Home Value), B25064 (Median Gross Rent), B25003 (Tenure). Data collected on 2026-10-15. The price-to-rent ratio is calculated as Median Home Value ÷ (Median Monthly Rent × 12).